Author
LoansJagat Team
Read Time
8 Minute
17 Apr 2025
Dev, a hardworking dairy owner, relies on his UCO Bank Account Statement to manage his daily business finances. With many daily transactions of ₹10,000 he needs a simple and automated way to track his earnings and expenses.
Dev says, “The UCO Bank Statement makes managing my money simple. I don’t need to write everything down manually, all my transactions are recorded automatically, saving me time and stress.”
Quick Detection of Unknown Transactions: One day, I saw an unfamiliar deduction in my account. I quickly reported it to the bank and prevented further loss, thanks to the UCO Bank Statement.
Time Saved on Manual Bookkeeping | Worth ₹5,500/year | (No need for extra help.) |
Avoided GST Fines | Saved ₹3,000/year | (correct tax filing) |
Prevented Fraud Losses | Saved ₹5,000/year | (caught suspicious transactions early) |
Quick Loans & Low Interest Rates | Earned ₹10,000/year | (due to clear bank records) |
Dev says: “Thanks to the UCO Bank Statement, I can focus on my dairy business without worrying about money records!”
Here’s a simple and clear table explaining how to get a UCO Bank statement (online and offline methods), along with how it benefits Dev, the dairy owner:
Method | Steps | How It Helps Dev (Milk Dairy Owner) |
Online (Net Banking) | 1. Log in to UCO Net Banking. 2. Go to Account Summary > Statement. 3. Select date range & download PDF/email. | Dev checks his daily milk sales and expenses instantly without visiting the bank. Saves time & keeps records ready for GST filing. |
Online (Mobile App - UCO Bank SAMVEG) | 1. Open UCO Bank Mbanking App 2. Go to Accounts > View Statement. 3. Download or share via email/WhatsApp. | Dev checks transactions on the go while managing his dairy. Quickly detects any fraudulent UPI payments |
SMS Alert Service | Register for SMS Alerts at the branch. Get mini-statements on the phone. | Dev gets real-time updates on payments from milk buyers. No need to check the app again & again. |
Offline (ATM Mini-Statement) | 1. Insert the card at the UCO Bank ATM. 2. Select the Mini Statement option. 3. Get the last 10 transactions printed. | If Dev has no internet, he can still check recent payments. |
Offline (Bank Branch Request) | 1. Visit the UCO Bank branch with a passbook/ID proof. 2. Request a statement at the counter (free/paid). | Dev gets official stamped statements for loan applications. Useful if he needs printed records for audits. |
Passbook Update | Update your passbook at the UCO Bank ATM/branch to see all transactions. | A simple way for Dev to keep physical records of his dairy income. |
Saves Time: No manual entry of milk sales & expenses.
Avoids GST Fines: Correct records for easy tax filing.
Stops Fraud: Quick alerts if an unknown transaction happens.
Easy Loans: A Clean financial history helps get loans for buying cows/machines.
Dev says: "UCO Bank Statement helps me run my dairy smoothly without worrying about money records!"
Step 1: Search for “UCO mBanking Plus” on Google and install the app on your device
Step 2: Log in to the UCO mbanking Plus application through your “Mobile Number” and “Account Number” (with OTP (One-Time-Password) on your registered mobile number).
Step 3: Set your 4-digit PIN or password of your choice.
Step 4: You see six options:
Step 5: Fill in the details like Account number, Registered Email ID, Statement period 3,6,9, or 12, and add any personal remarks if required, then proceed.
Step 6: UCO Bank sends the statement to your registered email address.
Here's a simple table explaining the UCO Bank Statement for Dev's milk dairy business:
Part of the Statement | What It Shows | How It Helps Dev's dairy business. |
Account Details | Dev's name, account number, and branch name | Helps identify the correct account for milk payments from customers |
Transaction History | All money coming in (milk sales) and going out (expenses) | Shows daily: - Milk sales via UPI or cash - Payments for cattle feed - Wages paid to workers |
Available Balance | The current available balance in the account. | Helps Dev know: - Can he buy new cows this month? - Is there enough for the next milk van purchase? |
Charges & Fees | Bank service charges, penalties, if any | Alerts Dev if: - Any unwanted charges deducted - Notifications of failed UPI payments |
Extra Benefits for Dev
Example: Last month, Dev saw
Dev says: "UCO Bank statement does my dairy's maths automatically!"
Here's a detailed comparison between UCO Bank Mini Statement and Full Statement for Dev’s dairy business:
Feature | Mini Statement | Full Statement | How It Benefits Dev's Milk Dairy |
Transactions Shown | Last 5-10 transactions | All transactions for the selected period | Mini statement helps check recent payments quickly, Full gives complete sales history |
Where to Get | ATM, SMS, Mobile App | Net Banking, Branch, Mobile App | The Mini statement is available 24/7 at the ATM. Full information is needed for official records |
Time Period | Only recent transactions | Customisable (1 week to 5 years) | A full statement helps prepare the annual GST filing |
Cost | Usually free | Free for 3-6 months, may charge for older records | Dev saves money using a mini for daily checks |
Best For | Quick daily checks | Detailed accounting | Mini for verifying today's milk payments, Full for tax season. |
Example Use | Checking if the customer's UPI payment came | Preparing a monthly profit/loss statement | The Mini statement confirms ₹15,000 milk sale was credited, Full shows Rs 4.5 lakh monthly income |
Additional Benefits for Dev
Dev says: "Mini statement is my daily milk money checker, full statement is my monthly business report"
Mini Statement Usage:
Full Statement Usage:
Here's a comprehensive table explaining common UCO Bank statement issues and troubleshooting for Dev’s dairy business:
Common Issue | Possible Reason | Solution | How It Helps Dev |
Missing Transactions | 1. Processing delay 2. Technical error 3. Wrong account checked | 1. Wait 24 hours 2. Check mini-statement 3. Verify account number | Ensures all milk sale payments are properly recorded |
Wrong Balance Shown | 1. Pending transactions 2. Cheques not cleared 3. Bank charges applied | 1. Check transaction history 2. Contact the branch 3. Review the charges section. | Helps Dev know the exact available funds for dairy expenses. |
Unable to Download | 1. Net banking issue 2. Server maintenance 3. Wrong credentials | 1. Try the mobile app 2. Wait and retry 3. Reset password | Allows Dev to access statements for GST filing when needed |
Unknown Deductions | 1. Bank charges 2. Fraudulent transaction. 3. Standing instructions. | 1. Check the charges list 2. Report immediately 3. Review auto-debits. | Protects Dev's dairy income from unauthorised transactions |
Old Transactions Missing | 1. Beyond the statement period 2. Account type limitation 3. Technical error | 1. Request an extended statement 2. Visit the branch. 3. Check the passbook. | Ensures complete financial records for tax purposes. |
Statement Not Received | 1. Wrong email/address 2. Service not activated 3. Spam folder | 1. Update contact details 2. Enable e-statement 3. Check your spam folder. | Guarantees that Dev gets monthly business records on time. |
Additional Troubleshooting Tips for Dev
Preventive Measures Dev Should Take
"Quick problem solving with my bank statement means more time to focus on growing my dairy business" - Dev
For persistent issues, Dev can:
The UCO Bank statement provides a vital financial instrument, which enables Dev, the milk dairy proprietor, to view transactions alongside balance status and effectively control his business's financial costs.
The UCO Bank statement displays precise documentation of all financial transacting activities like deposits, withdrawals, and banking costs to maintain visible financial transparency. Through its mini-statements and detailed statements functionality, the UCO Bank provides banking convenience for its customers.
Whether for GST filing, loan applications, or fraud detection. Daily statement reviews enable customers to detect unauthorised transactions early as well as prevent errors, which ensures precise financial records for better business planning.
How long does UCO Bank keep my statement records?
UCO Bank typically maintains statements for 7-10 years digitally. For older records, you may need to request them physically from the branch. Always download and save important statements for your records.
Bank Statement Pages | |||
About the Author
LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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