IDBI Bank Statement – How to Check & Download Easily

An IDBI Bank Statement is a crucial financial document that provides a detailed record of all transactions made in a bank account over a specific period. It helps account holders track income, expenses, and savings efficiently. 

Let's understand this with the example of Amit, a salaried employee, who receives his monthly salary of ₹50,000 in his IDBI Savings Account. Amit uses his account for daily transactions, including rent payments, shopping, utility bills, and savings investments. His IDBI Bank Statement for March 2025 gives him a clear picture of his spending habits and account balance. 

Sample IDBI Bank Statement for March 2025 

How to Get an IDBI Bank Statement Online? 

1. IDBI Bank mPassbook App 

2. IDBI Bank Internet Banking 

How to Get an IDBI Bank Statement Offline? 

Read More – IDBI Bank Loan Statement
 

1. Visit an IDBI Bank Branch 

• Go to your nearest IDBI Bank branch with your account details and identity proof. 
• Request a physical copy of your bank statement for a desired period. 
• The bank representative may provide an instant printout or advice on further steps. 

2. Contact IDBI Bank Customer Care 

• Call IDBI Bank’s toll-free numbers: 
• 1800-209-4324 
• 1800-22-1070 
• Request a bank statement to be mailed to your registered address or email. 

3. Use IDBI Phone Banking 

• Dial the phone banking numbers and follow the IVR instructions. 
• Request a full account statement or specific period details. 

4. SMS Banking for Mini Statement 

• Send an SMS to 9820346920 or 9821043718 from your registered mobile number. 
• Type “BAL” for balance details or “TXN” for a mini statement of recent transactions. 

These offline methods ensure that you can access your IDBI Bank statement conveniently, even without internet access. 

Steps to Download IDBI Bank Statement Online 

1. Through IDBI Bank mPassbook App 

IDBI Bank provides the mPassbook app, a digital passbook service that allows customers to view and download their account statements in a few simple steps. Follow the guide below to access your bank statement: 

Step 1: Download and install the IDBI Bank mPassbook App 

• Go to the Google Play Store (Android) or Apple App Store (iOS). 
• Search for “IDBI mPassbook” and install the app on your smartphone. 

Step 2: Log in to the App 

• Open the mPassbook app and select your preferred language. 
• Enter your Customer ID and registered mobile number. 
• Click on “Proceed”, and an OTP (One-Time Password) will be sent to your registered mobile number. 
• Enter the OTP to verify your identity. 
• Set up a four-digit login PIN for secure access to the app. 
• Use your newly created PIN to log in. 

Step 3: View and Download Your Bank Statement 
 

• Once logged in, navigate to the “Account Statement” section. 
• Select the account for which you need the statement. 
• Choose the desired date range for your statement. 
• Click on “Download” to save the statement in PDF format. 
• You can also search transactions using keywords and export transaction history for easy record-keeping. 

The IDBI Bank mPassbook App ensures that IDBI Bank customers can conveniently access their statements anytime, eliminating the need for physical visits to the bank. 

2. Through IDBI Internet Banking 

IDBI Bank allows customers to access and download their account statements conveniently through its Internet Banking platform. Follow the step-by-step guide below to retrieve your statement: 

Step 1: Log in to Internet Banking 

• Open a web browser and visit the official IDBI Bank Internet Banking portal. 
• Enter your User ID and Password, then click Login. 

Step 2: Navigate to Account Information 

• Once logged in, locate the “Account Information” section on the dashboard. 
• Click on “Banking Services” to access various account-related features. 

Step 3: Select the Statement Option 

• Choose “Mini Statement” to view recent transactions. 
• Select “Statement” for a detailed account history. 
• Alternatively, click on your account number to access statement options. 

Step 4: Choose Date Range and Format 

• Select the period for which you want to view your statement. 
• Choose the statement format, typically PDF, for easy access. 
• Click the “Statement” button to generate the report. 

Step 5: Download the Statement 

• The statement will appear on the screen. 
• Click on the Download button to save it in PDF format. 
• Store the file securely for future reference or printing. 

Using IDBI Bank’s Internet Banking service, customers can easily download, view, and manage their account statements anytime without visiting a branch. 

Understanding IDBI Bank Account Details, Transaction History, Available Balance, and Charges & Deductions 

Managing a bank account effectively requires a clear understanding of key aspects such as account details, transaction history, available balance, and charges & deductions. These elements help customers track their financial activity, avoid unnecessary fees, and make informed financial decisions. 

1. Understanding IDBI Bank Account Details 

Every IDBI Bank account comes with specific details that help in identifying the account and its features. These include: 

• Account Number: A unique 12-digit number assigned to each customer. 
   

• Account Type: Savings, Current, Salary, or Fixed Deposit. 

   

• IFSC Code: Used for online fund transfers via NEFT, RTGS, or IMPS. 
• MICR Code: Used for processing cheques. 
• Branch Details: The branch where the account is registered. 

Example: 

Ravi holds an IDBI Bank savings account with account number 123456789012. He uses his IFSC Code (IBKL0000123) for online payments and his MICR Code (400259002) when depositing cheques. 

2. Understanding Transaction History 

Transaction history records all debits (money out) and credits (money in) in an account. It helps in tracking spending habits, verifying payments, and detecting any unauthorised transactions. 

Example: 

Ravi recently checked his IDBI Bank statement and found the following transactions: 

By reviewing his transaction history, Ravi ensures that all deposits and withdrawals are accurate. 

3. Understanding Available Balance 

The available balance is the amount of money that can be withdrawn or used for transactions at any given time. It differs from the total account balance if there are pending transactions or holds. 

Example: 

• Ravi checks his available balance after a UPI payment and sees that it is ₹30,500. 
• However, he notices that his total account balance is still ₹32,000 because a ₹1,500 electricity bill payment is pending. 
• Once the payment is processed, the available balance and total balance will match. 

Understanding the difference between available balance and total balance helps avoid declined transactions and overdraft charges. 

4. Understanding Charges & Deductions 

Banks apply certain charges for specific services, such as duplicate statements, SMS alerts, ATM withdrawals, and minimum balance penalties. IDBI Bank provides free monthly statements, but duplicate statements are chargeable. 

Charges Breakdown: