Poonawalla Fincorp Loan Statement: Complete 2025 Guide to Access Your Transactions

Poonawalla Fincorp, which is well-known for its quick loan approvals, adjustable repayment plans, and clear loan statements, makes sure that customers can easily manage their debts. 

The Poonawalla Fincorp Loan Statement, which provides a thorough overview of your loan journey, is among the most helpful resources the organisation offers.

Understanding Loan Statements with an Example

Meet Rajesh, a young businessman from Pune who received a ₹10,000,000 business loan from Poonawalla Fincorp for a 4-year term (48 months) at an annual interest rate of 12%. He wanted to see how much of his EMIs went towards principal repayment versus interest six months into his loan term.

Here is what Rajesh noticed after checking his loan statement:

This one document gave Rajesh a clear view of his remaining loan balance, interest payments, and future EMI obligations, helping him plan an early repayment strategy.

Why Is Your Poonawalla Fincorp Loan Statement Important?

Your loan statement is a powerful financial tool that provides:

1. Complete loan summary – Sanctioned amount, tenure, and EMI schedule.
2. Breakdown of payments – Principal vs. interest paid so far.
3. Outstanding balance – Helps you plan for prepayments.
4. Foreclosure insights – Know how early closure can save interest.

Components of a Loan Statement

Here’s a well-structured table to help understand the components of a Poonawalla Fincorp Loan Statement clearly:

This table provides a clear breakdown of what you’ll find in a Poonawalla Fincorp Loan Statement, making it easier to track and manage your loan efficiently.

How to Get Poonawalla Fincorp Loan Statement?

Managing your loan effectively requires regular monitoring of your loan statements. Whether you need it for financial planning, tax purposes, or simply to track your repayment progress, Poonawalla Fincorp offers multiple convenient ways to access your loan statement. In this comprehensive guide, we'll walk you through all the available methods with detailed steps and real-life examples featuring Rajesh, who recently obtained his loan statement using these methods.

Why Do You Need Your Loan Statement Regularly?

Before we dive into the how-to, let's understand why keeping track of your loan statement is crucial:

• EMI Tracking: Monitor your monthly payments and due dates
• Tax Benefits: Claim interest deductions with proper documentation
• Loan Closure: Verify your outstanding balance for prepayment
• Dispute Resolution: Identify and rectify any discrepancies
• Financial Planning: Better manage your overall finances

Detailed Methods to Get Your Poonawalla Fincorp Loan Statement

1. Via Net Banking

Steps:

1. Visit Poonawalla Fincorp Net Banking
2. Log in with your credentials
3. Navigate to the 'Loans' section
4. Select your active loan account
5. Click on 'View Statement’
6. Download or print as needed

Example: Rajesh needed his loan statement for tax filing. He logged into his net banking account, accessed his personal loan details, and downloaded the statement in PDF format within minutes.

2. Through the Mobile Banking App

Steps:
 

1. Open the Bajaj Finserv App
2. Log in using your mobile number/credentials
3. Go to 'My Loans' section
4. Select your active loan
5. Tap on 'Loan Statement'
6. Save or share the statement

Example: While travelling, Rajesh realised he needed his loan details. He quickly opened the Bajaj Finserv app on his smartphone and accessed his complete loan statement on the go.

3. By Visiting Bank/NBFC Branch

Steps:

1. Locate the nearest Poonawalla Fincorp branch
2. Carry your loan account details and valid ID proof
3. Request a loan statement from the customer service desk
4. Collect the printed statement.

Example: Rajesh preferred physical copies for his records. He visited his local Poonawalla Fincorp branch with his loan details and ID proof and received a printed statement immediately.

4. Via Customer Care Request

Steps:

1. Call Poonawalla Fincorp Customer Care at 1800 266 3201
2. Verify your identity with loan details
3. Request statement delivery via email/SMS
4. Receive statement within 24 hours

Example: When Rajesh couldn't access his online account, he simply called customer care, verified his details, and received his statement via email the same day.

5. Through Email/SMS Services

Steps:

1. Email customercare@poonawallafincorp.com with your loan details
2. OR SMS "STAT <Loan Account Last 4 Digits>" to 1800-266-3201
3. Receive statement on registered email/mobile

Example: Rajesh sent a quick SMS with his loan details and instantly received his complete statement on his registered mobile number.

Pro Tips for Easy Loan Statement Access

• Always keep your registered mobile number and email updated
• Save digital copies in a secure folder for future reference
• Set reminders to check your statement monthly
• Contact customer care immediately for any discrepancies

Which Method Should You Choose?

• For instant access: Use the Mobile App
• For detailed history: Use Net Banking
• For physical copies: Visit a branch
• Without internet: Call Customer Care

Important Notes

• Always keep your registered mobile number and email updated for smooth access
• Save or print statements for future reference and tax purposes
• Regularly check statements to track repayments and interest details

Charges & Fees for Poonawalla Fincorp Loan Statements

Note:

• Charges are indicative and subject to change
• Digital methods remain free and recommended
• Confirm exact fees with customer care before requesting physical statements

How to Read Your Loan Statement?

Poonawalla Fincorp Common Issues & Troubleshooting

Conclusion

Poonawalla Fincorp loan statement is your financial roadmap, detailing every EMI, interest charge, and outstanding balance. By understanding its components principal/interest split, transaction history, and prepayment options you gain control over your loan management. Regular reviews ensure accuracy, help spot savings opportunities, and maintain good credit health. 

Digital access provides convenience, while physical copies serve as important records. Address any discrepancies immediately through customer care 1800 266 3201 or branch visits. Staying informed through your statement transforms you from a borrower to a smart financial manager, optimising repayments and maximising benefits.

FAQs Related to Poonawalla Fincorp Loan Statement

How can I download my loan statement offline?

Visit any Poonawalla Fincorp branch with your loan account details and ID proof to request a physical copy.

Are there extra charges for urgent statement requests?

Standard requests are free, but rush delivery via courier may incur ₹100-200 charges.

When will my recent payment reflect in the statement?

Payments take 24-48 hours to process before appearing in your updated statement.

What if my statement shows an EMI bounce?

Check your bank account for insufficient funds and pay any penalty charges immediately.

Can I get statements for a closed loan account?

Yes, closed account statements are available for up to 7 years upon request.

Where can I find foreclosure details in my statement?

The "Loan Closure" section shows your final settlement amount and any applicable charges.

Why does my statement show two different interest rates?

This occurs if your loan has both fixed and floating rate components.

How do I change my statement delivery method?

Update your preference in the app under 'Profile Settings' > 'Communication Preferences'.

What should I do if my statement has missing transactions?

Submit your payment proofs via email to customercare@poonawallafincorp.com for reconciliation.

How can I use my statement to improve my credit score?

Regular, timely payments reflected in your statement positively impact your credit history.

Where can I find GST breakdown in charges?

All applicable taxes are itemised separately in the "Fees and Charges" section.

Why does my statement show a future due date?

This indicates your next upcoming EMI payment for advance planning.

How do I verify if my prepayment adjusted correctly?

Check both the "Principal Outstanding" reduction and next EMI due date adjustment.

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About the Author

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?