IDBI Bank Timings – Complete Guide to Working Hours & Holidays

It's a Monday morning, and you desperately need to do your KYC update at your bank branch. You dash to IDBI Bank, to find it's too early, and the bank hasn't opened yet. Frustrating, isn't it? In a time when online banking rules, keeping track of the correct bank timings could be inconsequential—until you need it. 

IDBI Bank, a reliable name in banking, has specific timings for operations that differ from service to service, such as cash withdrawal, NEFT transfer, and locker entry. Whether you are planning to visit or go digital, this guide will help you avoid unnecessary trips and ensure you don't miss any transaction deadlines. 

Overview of IDBI Bank 

IDBI Bank is a leading force in India's banking sector, providing a hassle-free blend of offline and online services. Present everywhere in the country, it serves millions of clients via savings accounts, loans, investment vehicles, and corporate banking. Digital banking remains open 24/7. Whereas branch banking facilities such as cash deposits, withdrawals, and loan disbursements operate at fixed timings. 

Being aware of these timings helps customers in planning transactions smoothly, without delay and at the last moment. Whether one visits the bank on weekdays or weekends or knows the fund transfer timing, IDBI Bank’s operating hours help ensure a hassle-free banking experience.
 

IDBI Bank Opening and Closing Time

IDBI Bank operates a standard working day in all of its offices, although there are slightly varying times depending on the location. The working day is typically:

• Opening Time: 10:00 AM
• Closing Time: 4:00 PM

IDBI Bank Working Days

IDBI Bank remains open from Monday to Friday and even on the 1st, 3rd, and 5th Saturdays of the month. It is closed on the 2nd and 4th Saturdays and Sundays. In case of any public holiday falling on a working day, the bank remains closed.

• Working Days: Monday through Friday
• Saturday hours:
  • 1st, 3rd, & 5th Saturdays: 10:00 AM – 4:00 PM
  • 2nd & 4th Saturdays: Closed
• Sunday & Public Holidays: Closed
   

IDBI Bank Lunch Times

While the majority of organisations have a fixed lunchtime, IDBI Bank keeps its customer service going around the clock with a rotational system of lunch breaks for the staff. The bank, therefore, is open even for an hour to enable customers.

• Lunch Hours: Approximately 1:00 PM to 2:00 PM
• Service Availability: Customers can still receive service now, but some counters have fewer personnel.

IDBI Bank Specialized Banking Services Timings

For customers requiring specific banking services such as cash deposits, withdrawals, or locker access, it is important to know the exact timings.

IDBI Bank Cash Deposit and Withdrawal Timings

• Cash Deposit: 10:00 AM – 3:30 PM
• Cash Withdrawal: 10:00 AM – 4:00 PM Customers should visit the bank during these hours to ensure smooth processing.

IDBI Bank Locker Facility Access Hours

IDBI Bank provides a locker facility for customers to store their valuables securely. Locker timings typically align with branch working hours.

• Locker Access: 10:00 AM – 4:00 PM (varies by branch)
• 24/7 Locker Facility: Some branches may offer round-the-clock locker access. Customers should check with their local branch for exact availability.

IDBI Bank Weekend and Holiday Timings

Weekend Operations

As mentioned earlier, IDBI Bank operates only on the 1st, 3rd, and 5th Saturdays of the month, following normal working hours. The bank remains closed on Sundays and the 2nd & 4th Saturdays.

Holiday Schedule

IDBI Bank follows the Reserve Bank of India (RBI) holiday schedule, meaning closures occur on national and regional holidays. Some key holidays include:

• Republic Day (January 26)
• Independence Day (August 15)
• Gandhi Jayanti (October 2)
• Diwali, Holi, and other state-specific holidays Customers are advised to check their local branch holiday list, as state-wide variations apply.

IDBI Bank Digital Fund Transfer Timings

With digital banking, customers can conduct transactions beyond branch working hours. However, specific payment methods have different operational timings.

• NEFT Timings
  • Monday to Friday: 8:00 AM – 7:00 PM
  • Saturday (1st, 3rd, & 5th): 8:00 AM – 7:00 PM
  • Sundays & Bank Holidays: Closed for branch processing (available online 24/7)
    
    
• RTGS Timings

RTGS is used for high-value transactions and has fixed operational hours.

• Monday to Friday: 9:00 AM – 4:15 PM
• Saturday (1st, 3rd, & 5th): 9:00 AM – 4:15 PM
• Sundays & Bank Holidays: Closed for branch processing (available online 24/7)

• IMPS Timings
•   IMPS allows instant fund transfers and operates around the clock.
• Availability: 24/7, including Sundays and public holidays

IDBI Bank Digital Banking Services Availability

IDBI Bank has made banking more convenient through digital platforms like net banking and mobile banking, allowing customers to conduct transactions anytime.

• Net Banking & Mobile Banking: Available 24/7

• Services Available: Fund transfers, bill payments, loan payments, account balance checks, and more

   

ATM Services

For quick access to cash, IDBI Bank ATMs are operational 24/7. Customers can:

• Withdraw money
• Check mini statements
• Change ATM PIN
• Request balance inquiries

IDBI Bank Customer Support Timing

The customer help desk at IDBI Bank branches is available during working hours to assist with account-related queries, loans, and other financial services.

• Help Desk Timings: 10:00 AM – 4:00 PM

1. General Customer Support – 24/7

IDBI Bank provides round-the-clock customer service through its toll-free helpline numbers. Customers can call anytime for assistance with account information, debit card issues, transaction disputes, or online banking concerns. The support team is accessible via:

• Toll-Free Number: 1800 209 4324 (24/7)

• Alternate Phone Number: 022 6771 9000 (Standard call rates apply)

   

2. Loan & Credit Card Assistance – Timings Can Vary

For loan-related problems such as home loans, personal loans, and business loans, and even for credit card issues such as bill disputes, application status, or limit upgrade requests, there are dedicated support centres. Timings may vary based on the type of service:

• Loan Enquiries: Available between 10:00 AM and 6:00 PM Monday to Friday
• Credit Card Services: 10:00 AM to 7:00 PM, Monday through Saturday (Closed on 2nd & 4th Saturdays, Sundays, and gazetted holidays). For accurate availability, the customers are advised to call the official customer care of the bank or visit the nearest branch.

3. Email & Chat Support – Available on the Official Website

• Text-oriented customers can reach out via email or live chat for detailed assistance.
• Email Support: customercare@idbi.co.in. Response time is not fixed but typically ranges from 24 to 48 hours. 
• Live Chat Service: Available on the IDBI Bank website between office hours, typically 9:30 AM to 6:00 PM on weekdays.

Tips for Customers

To make the most of your banking experience, follow these tips:

• Visit during non-peak hours to avoid long queues (best time: 10:00 AM – 12:00 PM)
• Use digital banking for quick transactions instead of visiting the branch
• Check bank holidays in advance for better financial planning
• Carry all necessary documents for transactions that require physical verification

Conclusion

IDBI Bank functions with well-organised timings to service its customers satisfactorily. While online services such as net banking, mobile banking, UPI, and ATMs function 24x7, the branch services run during regular working hours. Keeping such timings in view makes banking convenient. Whether one requires services on a face-to-face basis, cash withdrawal, or customer support. By arranging visits accordingly, customers can spare time and utilise the services of IDBI Bank in the best way.

FAQs Related to IDBI Bank Timings

1. Is IDBI Bank open on Saturdays?

Yes, but only on the 1st, 3rd, and 5th Saturdays of the month. The bank remains closed on the 2nd and 4th Saturdays of each month.

2. What are the net banking timings for IDBI Bank?

Net banking is available 24/7, allowing customers to conduct online transactions anytime.

3. What are the working hours for IDBI Bank employees?

Employees work from 10:00 AM to 4:00 PM, Monday to Friday, and on operational Saturdays.

4. What time does an IDBI Bank branch close?

IDBI Bank branches close at 4:00 PM.

5. Is IDBI Bank open today?

Customers should check the bank’s official website or contact customer support for real-time information on branch operations.

6. Will IDBI Bank staff be available during lunch hours?

Yes, as lunch breaks are rotational, customers can avail of banking services even during lunch hours.

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