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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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Diwaker manages his finances efficiently through IOB because IOB Bank offers unobstructed operating hours in its branches throughout India. On weekdays from 10:00 AM to 4:00 PM and on Saturdays from 10:00 AM to 2:00 PM, Diwaker easily accesses the branch and its banking hours in Mumbai.
IOB Bank's banking network includes 3,400 locations throughout India and 6,000 automated teller machines (ATMs), which provide customers easy access to banking services from their homes, businesses, and other places.
Diwaker maintains a healthy work-life balance. IOB Bank extends its hours to ensure it never faces banking service limitations. IOB Bank operates in Mumbai's digital-friendly environment and offers diverse, modern financial solutions that help Diwaker simplify his banking tasks.
Category | Timings |
IOB Bank Opening Timing | 10:00 AM (Monday to Saturday) |
IOB Bank Closing Timing | 4:00 PM (Monday to Friday) 2:00 PM (Saturday) |
IOB Bank Working Days | Monday to Friday (Full day) Saturday (Half-Day) Sunday (Closed) |
IOB Bank Launch Timing | Typically 1:30 PM to 2:00 PM (may vary by branch) |
Key Points
IOB Bank provides specific banking services with the following operating hours presented in this detailed table.
Service | Timing | Details |
Cash Deposit and Withdrawal | Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM | Cash transactions (deposits and withdrawals) are available during regular banking hours. |
Locker Facility Access Hours |
The operating hours of IOB Bank during weekends and holidays are shown in the following table:
Category | Timings | Details |
Weekend Timing (Saturday) | 10:00 AM to 2:00 PM | IOB Bank branches operate on Saturdays but with reduced hours (half-day). |
Weekend Timing (Sunday) |
Key Notes
The Table below provides the digital fund transfer period information for IOB Bank through NEFT, RTGS, and IMPS.
Services | Timings |
Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM |
Safe deposit locker access is available during banking hours. Some branches may require prior booking for locker access. |
Customer Support Desk | Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM | The customer support desk assists with queries, complaints, and service requests during banking hours. |
Loan and Advance Service | Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM | Loan-related services, including applications and inquiries, are available during banking hours. |
NRI Banking Services | Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM | Specialised services for Non-Resident Indians (NRIs), such as foreign exchange (forex), remittances, and NRI accounts, are available during banking hours. |
Demand Draft and Cheque Services | Monday to Friday: 10:00 AM to 4:00 PM Saturday: 10:00 AM to 2:00 PM | Issuance and clearance of demand drafts, cheques, and other payment instruments are available during banking hours. |
Online and Mobile Banking Support | 24/7 (Digital Services) Phone Support: 10:00 AM to 6:00 PM (Monday to Saturday) | Online and mobile banking services are available 24/7. Phone support for digital services is available from 10:00 AM to 6:00 PM. |
Closed
All IOB Bank branches remain closed on Sundays. |
Public Holidays | Closed | IOB Bank branches remain closed on national and regional public holidays (e.g., Independence Day, Diwali, etc.). |
Online and Mobile Banking | 24/7 Access | Digital banking services remain operational 24/7, even on weekends and holidays. |
ATM Services | 24/7 Access | IOB Bank ATMs are available 24/7, including weekends and holidays, for cash withdrawals and other transactions. |
*T&C Apply
Details
IOB Bank NEFT | Monday to Friday: 8:00 AM to 7:00 PM Saturday: 8:00 AM to 1:00 PM | NEFT (National Electronic Funds Transfer) is available on all working days, including Saturdays (half-day). Transfers initiated after cut-off timings are processed the next working day. |
IOB Bank RTGS | Monday to Friday: 8:00 AM to 6:00 PM Saturday: 8:00 AM to 1:00 PM | RTGS (Real-Time Gross Settlement) is available on all working days, including Saturdays (half-day). Transactions are processed in real time during these hours. |
IOB Bank IMPS | 24/7 | IMPS (Immediate Payment Service) is available 24/7, including weekends and holidays, for instant fund transfers. |
Key Notes
Tip for Customers
Plan Visits During Weekdays
For full banking services, visit IOB Bank branches between 10:00 AM to 4:00 PM from Monday to Friday. This ensures access to all services, including cash transactions, locker facilities, and customer support.
Saturday Banking
If you need to visit the bank on a Saturday, ensure you go between 10:00 AM to 2:00 PM, as branches operate for only half a day. Prioritize essential services like cash deposits, withdrawals, or urgent inquiries.
Avoid Public Holidays
IOB Bank branches remain closed on public holidays. Check the holiday list in advance to avoid inconvenience. Use digital banking services like mobile or internet banking for transactions during holidays.
Use Digital Banking for 24/7 Access
For fund transfers (NEFT, RTGS, IMPS), balance checks, or bill payments, use IOB Bank’s online or mobile banking platforms. IMPS is available 24/7, while NEFT and RTGS have specific timings but can be initiated online anytime.
ATM Services for Urgent Needs
IOB Bank ATMs are operational 24/7, including weekends and holidays. Use ATMs for cash withdrawals, mini-statements, or balance inquiries when branches are closed.
Locker Access
If you need to access your safe deposit locker, visit the branch during banking hours (10:00 AM to 4:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays). Some branches may require prior appointments, so call ahead to confirm.
Customer Support:
For assistance, visit the customer support desk during banking hours. For digital banking queries, use the 24/7 online support or call the helpline between 10:00 AM to 6:00 PM on working days.
Also Read - IOB Mini Statement
Holiday Planning
If you anticipate needing banking services around holidays, complete your transactions in advance or use digital platforms to avoid delays.
FAQs Related to IOB Bank Timing
What are IOB Bank's working hours?
IOB Bank branches operate from 10:00 AM to 4:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays.
Is IOB Bank open on Sundays and public holidays?
No, IOB Bank branches remain closed on Sundays and public holidays, but ATMs and digital services are available 24/7.
What are the timings for NEFT and RTGS transactions?
NEFT is available from 8:00 AM to 7:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays, while RTGS operates from 8:00 AM to 6:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays.
Other Bank Timings | |||
