IOB Bank Timings 2025 – Complete Guide to Working Hours & Holidays

Diwaker manages his finances efficiently through IOB because IOB Bank offers unobstructed operating hours in its branches throughout India. On weekdays from 10:00 AM to 4:00 PM and on Saturdays from 10:00 AM to 2:00 PM, Diwaker easily accesses the branch and its banking hours in Mumbai.

IOB Bank's banking network includes 3,400 locations throughout India and 6,000 automated teller machines (ATMs), which provide customers easy access to banking services from their homes, businesses, and other places.

Diwaker maintains a healthy work-life balance. IOB Bank extends its hours to ensure it never faces banking service limitations. IOB Bank operates in Mumbai's digital-friendly environment and offers diverse, modern financial solutions that help Diwaker simplify his banking tasks.

What are the Opening Timing, Closing Timing, Working Days, and Lunch Timings of IOB Bank?

Key Points

• Opening Time: IOB Bank branches open at 10:00 AM on all working days.
• Closing Time: On Monday to Friday, branches close at 4:00 PM, while on Saturdays, they close earlier at 2:00 PM.
• Working Days: IOB Bank operates from Monday to Saturday, with Saturday being a half-day.
• Lunch Timings: Most branches observe a lunch break between 1:30 PM and 2:00 PM, during which services may be temporarily paused or slowed.

IOB Bank Specialised Banking Services Timings

IOB Bank provides specific banking services with the following operating hours presented in this detailed table.

IOB Bank Weekend and Holiday Timings

The operating hours of IOB Bank during weekends and holidays are shown in the following table:

Key Notes

• Saturday Timings: Branches operate from 10:00 AM to 2:00 PM and offer limited services such as cash deposits, withdrawals, and customer support.
  
  
• Sunday Timings: All branches remain closed on Sundays.
  
  
• Public Holidays: Branches are closed on national and regional holidays. Customers are advised to check the holiday list in advance.
  
  
• Digital Services: Online and mobile banking services are available 24/7, allowing customers to perform transactions even on holidays.
  
  
• ATM Services: IOB Bank ATMs are operational 24/7, ensuring uninterrupted access to cash and basic banking services.
  
  

IOB Bank Digital Fund Transfer Timing

The Table below provides the digital fund transfer period information for IOB Bank through NEFT, RTGS, and IMPS.

Key Notes

• NEFT Timings: Available from 8:00 AM to 7:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays. Transactions initiated after the cut-off time are processed the next working day.
  
  
• RTGS Timings: Available from 8:00 AM to 6:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays. RTGS is used for high-value transactions and is processed in real-time.
  
  
• IMPS Timings: Available 24/7, including weekends and holidays, for instant fund transfers of up to ₹5 lakh per transaction.

Tip for Customers

Plan Visits During Weekdays
For full banking services, visit IOB Bank branches between 10:00 AM to 4:00 PM from Monday to Friday. This ensures access to all services, including cash transactions, locker facilities, and customer support.

Saturday Banking
If you need to visit the bank on a Saturday, ensure you go between 10:00 AM to 2:00 PM, as branches operate for only half a day. Prioritize essential services like cash deposits, withdrawals, or urgent inquiries.

Avoid Public Holidays
IOB Bank branches remain closed on public holidays. Check the holiday list in advance to avoid inconvenience. Use digital banking services like mobile or internet banking for transactions during holidays.

Use Digital Banking for 24/7 Access
For fund transfers (NEFT, RTGS, IMPS), balance checks, or bill payments, use IOB Bank’s online or mobile banking platforms. IMPS is available 24/7, while NEFT and RTGS have specific timings but can be initiated online anytime.

ATM Services for Urgent  Needs
IOB Bank ATMs are operational 24/7, including weekends and holidays. Use ATMs for cash withdrawals, mini-statements, or balance inquiries when branches are closed.

Locker Access
If you need to access your safe deposit locker, visit the branch during banking hours (10:00 AM to 4:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays). Some branches may require prior appointments, so call ahead to confirm.

Customer Support:
For assistance, visit the customer support desk during banking hours. For digital banking queries, use the 24/7 online support or call the helpline between 10:00 AM to 6:00 PM on working days.

Holiday Planning
If you anticipate needing banking services around holidays, complete your transactions in advance or use digital platforms to avoid delays.

FAQs Related to IOB Bank Timing

What are IOB Bank's working hours?

IOB Bank branches operate from 10:00 AM to 4:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays.

Is IOB Bank open on Sundays and public holidays?

No, IOB Bank branches remain closed on Sundays and public holidays, but ATMs and digital services are available 24/7.

What are the timings for NEFT and RTGS transactions?

NEFT is available from 8:00 AM to 7:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays, while RTGS operates from 8:00 AM to 6:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays.

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