How to Check PF Balance by SMS – Complete Guide To SMS Format And Balance Check

Key Takeaways
 

• Find your PF balance to help secure your savings early and track your retirement savings efficiently.
   
• For many employees, knowing how to check PF balance via SMS is essential for quick tracking of savings. It is free, and it works even without the internet. 
   
• Just send an SMS to 7738299899 in the correct format from your registered mobile number linked with your UAN. You will receive your current PF details instantly.

Bonus Tip: Did you know EPFO’s SMS PF balance check works in 10 languages, including Tamil and Hindi, by adding a language code? This helps you carry out a PF balance check with UAN number in your preferred language, too!

Danika was a government employee in New Delhi. She wanted to know how to check PF balance in mobile number by SMS during a typical Delhi metro ride. She wondered if she could do a PF balance check with UAN number as she remembered it. She learned that knowing how to check PF balance by SMS is one of the quickest ways to track her retirement savings.

Think of your PF like a digital piggy bank for retirement. SMS is like sending a quick text to that piggy bank. You ask, “Hey, how check the PF balance?” and get an instant reply.

One afternoon, Danika had the question, “How to check of PF balance?” She said, “I typed the SMS EPFOHO UAN 100xxxxxxxxxx to the PF balance checking number. Within minutes, I got a text showing my PF balance and my last contribution.”

Eligibility to Check PF Balance by SMS

Before you learn how to check PF balance, make sure you’re eligible:

• Before you know how to check PF balance by sending SMS, ensure that your UAN is activated. Your Universal Account Number (UAN) should be active on EPFO systems.
• Registered mobile number is required to know how to check PF balance in mobile number by SMS. The SMS must be sent only from the number linked to your UAN.
• At least one KYC should be updated. One of your Aadhaar, PAN, or bank account must be verified on the portal.

Once these are done, you can easily find how check the PF balance via SMS. In short, eligibility ensures your PF balance request is delivered correctly.

How to Check PF Balance by SMS (Step by Step)

Here’s the official and easiest answer to how to find provident fund balance via text:

• Whenever you wish to find out how to know provident fund balance, open your SMS app on your registered mobile number. 
• Type the message: EPFOHO UAN 100xxxxxxxxxx (replace with your 12-digit UAN)
• Send it to 7738299899. This is the PF balance checking number provided by EPFO.
• Wait for a moment. EPFO will respond with your PF balance and the latest contribution in detail.
• You can also get the result in regional languages. Add a 3-letter code, e.g., TAM (Tamil) or HIN (Hindi), after UAN to get SMS in that language.

That’s exactly how to check of PF balance via SMS without logging into any portal. Don’t worry if you’re in a remote area. SMS works even without the internet.

Benefits of Checking PF Balance by SMS

Here’s why Danika chooses this method whenever she thinks, “How do I check PF balance?”
 

In short, this method helps you find how to know provident fund balance. The method is quick and secure. Even if Danika is busy, she checks her PF balance in seconds because she knows how to check PF balance by SMS online.

Conclusion

Now you know how to check PF balance by SMS online without a complicated portal login. Danika in New Delhi jokingly calls it, “PF POP QUIZ from my phone.” No missed calls needed, no login passwords needed. The process to check your PF balance is now similar to checking your WhatsApp messages after a long weekend. 

Remember, the service is official and free at 7738299899. When done right, your PF balance pops up like a message from an old friend. Whenever Danika’s friends ask her, “How to find provident fund balance?” She is ready with the answer. 

FAQs Related to How to Check PF Balance by SMS

How do I check PF balance if I lost my UAN?
If you don’t remember your UAN, you can retrieve it using the UMANG app or EPFO portal before using the SMS method. Without UAN, the SMS service won’t return the PF balance.

Can I check my PF balance by SMS if my number isn’t linked?
No. For how to check PF balance by SMS without UAN number, your number must be linked to your UAN. If not, you must update it on the EPFO portal via the employer.

How to check PF balance in phone by SMS?
Send your message to 7738299899 in the format EPFOHO UAN. This is the official pf balance checking number.

Why is the SMS feature sometimes not working for me?
Server issues or incomplete KYC may block it. Try later or check updates.

How to check PF passbook balance by SMS?
Yes, the SMS reply includes details similar to passbook entries. Just send EPFOHO UAN.

How can I get my full UAN number if I only have a masked UAN from an SMS?
You can use the EPFO “Know Your UAN” tool on the official member portal by entering your Aadhaar-linked mobile number, name, DOB, and OTP to retrieve the full UAN; if it fails, ask your employer/HR to give you the complete UAN.

Can I check my PF balance online using only my PF number without UAN?
No, online PF balance checks require an activated UAN; a PF number alone can be availed only through employer or EPFO office assistance, not self-service portals or apps.

Can employees of exempted establishments check their PF balance online like EPFO members?
Yes, employees of exempted establishments can check their PF balance using missed call, SMS, EPFO portal, EPFO app, or UMANG app, provided their UAN is activated and their KYC is completed.