Author
LoansJagat Team
Read Time
14 Minute
30 Apr 2025
HDFC Bank FASTag is a prepaid RFID tag that enables cashless payments without cash transactions at toll plazas across India. The tag is attached to a vehicle’s windshield and linked to an HDFC Bank account or wallet, resulting in quick and automatic toll deduction. This eliminates the need to stop at toll booths, resulting in less congestion and travel time.
To see how HDFC Bank FASTag benefits individuals, consider Rahul, a logistics manager who frequently travels between locations. He linked his FASTag to an HDFC current account, allowing for simple and automated toll payments. Here is a table of his monthly expenses:
Expense Type | Amount (₹) | Benefit via FASTag |
Toll Payments | 5,000 | Auto deduction from the account |
Fuel Payments | 3,500 | Discounts via FASTag tie-ups |
Parking Charges | 1,500 | FASTag-enabled parking |
Monthly Savings | 700 | Cashback and offers |
HDFC FASTag not only simplifies its toll payments but also offers cashback and easy spending tracking via the HDFC mobile app.
HDFC Bank FASTag operates via Radio Frequency Identification (RFID) technology, enabling cashless toll payments. Here’s how it works:
Process Step | Description |
Tag Purchase | Apply at HDFC offices, internet banking, or select fuel stations. |
Tag Activation | Link FASTag with an HDFC account or prepaid wallet. |
Toll Plaza Detection | RFID scanner at toll plazas detects the FASTag. |
Automatic Deduction | The associated account or wallet is deducted automatically. |
SMS Notification | Each transaction generates an alert, which is delivered to the registered mobile number. |
HDFC Bank FASTag offers a variety of features designed to make toll payments more efficient and convenient for vehicle owners. Some of the key features include:
Feature | Description |
RFID Technology | Uses Radio Frequency Identification (RFID) technology to automatically deduct toll payments from the associated account. This eliminates the need for currency and simplifies the entire toll collection procedure. |
Multi-Vehicle Support | Each FASTag is unique to a single vehicle and is linked to the car's license plate. This enables a single person to handle several automobiles using individual FASTags. |
Recharge Options | Users can recharge their FASTag online using HDFC NetBanking, UPI, or the smartphone app, making it simple to add funds without visiting a bank. |
SMS Alerts | Users receive real-time SMS alerts for every toll deduction, allowing them to keep track of their spending more efficiently. |
Account Linking | The FASTag can be linked to an HDFC Bank savings or current account, allowing users to manage their toll payments straight from their bank account. |
Validity | The FASTag is valid for a lifetime, however, it must be recharged periodically to keep an active balance for toll payments. |
HDFC Bank FASTag provides many benefits that enhance the overall travel experience for users. It not only increases convenience but also helps to reduce total travel time and expenditures.
Benefit | Description |
Faster Toll Payments | FASTag reduces the need to stop at toll booths to make monetary transactions. It allows vehicles to pass through toll gates without stopping, drastically lowering wait periods and overall travel time. |
Discounts | FASTag customers are eligible for a variety of discounts and toll concessions at specific toll plazas, allowing them to save money on each trip. |
Reduced Fuel Wastage | Vehicles waste less fuel when they are not idling at toll booths, which is especially essential for long-distance travellers. |
Secure Transactions | The cashless nature of the FASTag system eliminates the possibility of fraud and assures secure payments without the use of actual money. |
Parking Integration | Some parking lots and places likewise come with FASTag systems, allowing users to pay for parking without using cash, adding to the convenience. |
These features and benefits combine to make HDFC Bank FASTag an ideal instrument for enhancing your travel experience and effectively minimising toll-related expenses.
Here’s how you can buy an HDFC Bank FASTag, both online and offline, for a smooth and hassle-free experience. Below are the detailed processes for both methods:
Online Process:
Pay the tag issue charge via any of the available online payment methods, such as NetBanking, Debit/Credit Card, or UPI.
After collecting the FASTag, you can activate it via the HDFC FASTag online or the mobile app by entering the essential information.
Offline Process:
You can pay with cash, a credit card, or an HDFC account transfer.
When applying for an HDFC FASTag, several documents must be submitted to ensure a smooth and successful application process. These documents are required to validate your identification, car, and residence address. Here's a breakdown of the required documents:
Document Type | Documents Required |
Vehicle Registration (RC) | A copy of your vehicle's registration certificate (RC) is required. This document verifies your ownership and car information, including make, model, and registration number. You must upload a clear, clear copy of the RC as part of the application procedure. |
KYC Proof | You will be required to produce Know Your Customer (KYC) papers to confirm your identity. Accepted documents are Aadhar Card and Passport. - Aadhar Card - Passport - Voter ID - PAN Card These documents help HDFC Bank verify your identification. |
Address Proof | To confirm your residence address, you can provide a document such as: - Utility Bill (e.g., electricity, water, or gas bill) - Driving License - Passport The address on the document must match your present residence. |
Passport-Size Photo | A clear passport-size photo of the vehicle owner must provide a clear passport-size photo. Make sure the photo is recent and clear, as it will be used for your FASTag account and related information. |
Having all of these documents ready and appropriately uploaded helps ensure that your application is completed efficiently. To prevent delays in the issue of your HDFC FASTag, ensure that the documents are comprehensible and easily.
When applying for an HDFC FASTag, it’s important to be aware of the various fees and charges associated with the tag. Below is a detailed breakdown of the fees and charges:
Fee Type | Amount (₹) | Details |
Issuance Fee | 100 | This is a one-time price for issuing the FASTag. It includes the cost of creating the RFID tag and establishing your account. After paying the price, the tag is sent to your registered address. |
Minimum Balance | 200 | Activating your FASTag account requires a minimum balance of ₹200. This guarantees that you have sufficient funds for toll payments and other transactions. |
Recharge Limit | Up to 1,00,000 | Your FASTag account allows you to hold a maximum wallet amount of ₹1,000,000. This limit enables you to easily fill up your account for toll payments, guaranteeing a smooth and uninterrupted travel experience. |
Replacement Fee | 100 | If your FASTag is lost or destroyed, you can replace it for a charge of ₹100. The replacement process is simple, and it can be initiated using the bank's assistance channels. |
SMS Alerts | Free | HDFC Bank offers free SMS alerts for any transactions completed using the FASTag. These alerts allow you to watch your toll payments and account balance in real time, providing transparency and convenience. |
Activation Process
HDFC Bank FASTag needs to be activated before it can be used for toll payments. The activation process ensures that your FASTag is linked to your vehicle and bank account for seamless transactions. Below is the detailed step-by-step process for activation:
Step | Description |
Step 1: Log in to the Portal | Visit the HDFC FASTag portal and log in with your registered credentials. |
Step 2: Enter FASTag Details | Provide your FASTag number, vehicle number, and any other necessary information. |
Step 3: Confirm Information | Double-check the information provided and make any needed changes. |
Step 4: Activate FASTag | Click 'Activate' to finish the process. You'll get a confirmation SMS or email. |
HDFC Bank FASTag offers several ways to check your balance, ensuring that you are always updated on your account status. Whether you prefer to use the web portal, smartphone app, or SMS alerts, all alternatives are designed to provide quick and easy access to your FASTag balance. The following are the detailed procedures for verifying your balance:
Method | Description |
Online Portal | The HDFC FASTag online portal provides a quick way to check your FASTag balance. To view your balance, log in to the portal with your registered credentials, such as your username and password. Once logged in, go to the FASTag section, where your current balance will be displayed. You'll also be able to see your recent transaction history, which includes toll payments and recharges. |
Mobile App | The HDFC FASTag mobile app is a quick and easy method to check your balance on the go. After downloading and installing the app on your smartphone, log in using your registered information. On the home screen, go to the FASTag section to see your available balance and previous transactions. The app also provides real-time data on toll deductions, recharges, and balance changes, making it easy to track your FASTag activity. |
SMS Alerts | SMS alerts are another easy and effective method to monitor your FASTag balance. When you make a toll payment or add a recharge to your account, you will receive an SMS with the updated balance. These SMS notifications keep you informed about your FASTag account without the need to log in to a portal or app. You can also seek balance information by texting a specific code (if available) to HDFC's designated number. |
Each of these options allows you to check your HDFC FASTag balance and make informed decisions regarding recharging your account in order to avoid service interruptions. Regularly monitoring your balance guarantees smooth toll transactions and allows you to plan your travel better.
HDFC Bank provides numerous customer service channels to guarantee that FASTag users have a hassle-free experience. HDFC's
customer support services give quick replies to activation, recharge, lost FASTag replacement, and transaction-related enquiries. Here's a full description of the numerous help channels available:
Support Channel | Details |
Customer Care Numbers | HDFC Bank provides 24/7 toll-free customer support to address all FASTag-related issues. If you have any questions about balances, recharge failures, toll deductions, account status, or technical concerns, please call 1800-120-1243. In case the toll-free number is unavailable, you can also try alternative numbers provided on the official HDFC website. |
Email Support | Customers can send their queries and complaints to fastag.support@hdfcbank.com. This option is most appropriate for non-urgent concerns including challenged toll deductions, account verification issues, and refund requests. It is recommended that you include your FASTag ID, vehicle number, and registered phone number in the email for faster resolution. |
Branch Support | If you prefer in-person assistance, you can ask for help with your FASTag at any HDFC Bank branch. The branch representatives will assist you with KYC changes, improper toll deductions, the closing of your FASTag account, and replacing missing or damaged FASTags. Remember to bring your vehicle registration certificate (RC), identity proof, and registered mobile number for verification. |
FAQs & Helpdesk | HDFC Bank’s official website offers a dedicated FASTag helpdesk and an FAQ section with answers to frequent questions. You can view information about the application, recharge, balance checking, blacklist issues, and tag deactivation. This is an excellent self-help resource for resolving minor issues without having to wait for customer service. |
HDFC Bank FASTag customer care services are meant to provide users with a seamless experience. Whether you need a quick answer over the phone, prefer written communication via email, or need direct assistance at a branch, there are several solutions available to address your concerns successfully.
Calling the toll-free number is recommended for immediate assistance, while email support is best suited for situations that require documentation or a thorough assessment.
HDFC Bank FASTag is more than just a toll payment system; it's a full-service travel companion that boosts efficiency, convenience, and cost-effectiveness. Eliminating cash transactions at toll plazas saves time, fuel, and reduces traffic congestion.
The seamless integration with HDFC Bank accounts and wallets simplifies expenditure management and allows customers to conveniently track their toll expenses. Furthermore, features like SMS alerts, cashback offers, and multi-utility applications for parking and fuel purchases add value, making FASTag a must-have tool for frequent travellers.
HDFC Bank FASTag is an essential tool for businesses managing fleet operations and individuals who frequently travel long distances. It improves travel costs and operational efficiency. The basic features of the online and offline applications, simple recharging methods, and strong customer service make it accessible to all vehicle owners. As India's highways become more digital, embracing FASTag is no longer simply a convenience, but a requirement for a smooth travel experience.
Can I use my HDFC Bank FASTag on several vehicles?
No, each FASTag is linked to a certain vehicle registration number. Each vehicle requires its own FASTag.
What happens if my FASTag balance becomes negative?
Your FASTag will be blacklisted, and you will be unable to pass through toll plazas until you recharge your account with enough funds.
Can I transfer my HDFC FASTag to a new vehicle if I sell the old one?
No, FASTag is not transferable. You must close your previous FASTag account and open a new one for your new vehicle.
What do I do if my FASTag is not detected at a toll plaza?
Check that your FASTag is correctly secured to the windscreen and that your account balance is sufficient. If the problem persists, please contact HDFC FASTag customer support.
Can I get a refund if my toll was incorrectly deducted?
Yes, you can file a dispute through the HDFC FASTag online or call customer service. If the deduction was improper, the bank will conduct an investigation and issue a refund.
How do I change my KYC information for my FASTag account?
You can update your KYC documents by logging into the HDFC FASTag online or going to an HDFC Bank branch with the necessary documentation.
What should I do if I lose my vehicle with the FASTag still attached?
Report the loss immediately to HDFC Bank customer service and request that the FASTag be deactivated to prevent unauthorized transactions.
Can I link my FASTag to numerous payment methods?
No, each FASTag can only be linked to one payment method: either an HDFC Bank account or a prepaid wallet.
Is there a penalty for not using my FASTag for a lengthy period?
There is no penalty; however, if your FASTag remains inactive for an extended period of time, it may be deactivated and must be activated through customer service.
Is HDFC FASTag valid at all toll plazas in India?
Yes, HDFC Bank FASTag is accepted at all toll plazas under the National Electronic Toll Collection (NETC) program throughout India.
Can I use my FASTag to pay for petrol at any pump?
HDFC FASTag provides fuel payment choices at select petrol stations that accept FASTag transactions. Check with your local petrol station for availability.
How long does it take for a FASTag recharge to be reflected in my account?
Most recharges are immediate; however, in rare situations, the amount may take up to 24 hours to be credited to your FASTag wallet.
What if I enter a FASTag lane without a valid FASTag?
According to government laws, you will be charged double the toll rate and might receive fines at specific toll plazas.
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