IDBI Bank Customer Care Number — Complete Helpline & Support Guide

Having access to reliable customer support is crucial for resolving issues efficiently and IDBI Bank understands this need and offers a variety of customer care services to assist clients with their banking queries. 

For instance, Mr. Ravi encountered a problem when a ₹10,000 transaction was mistakenly debited from his IDBI Bank savings account. Rather than waiting for days or stressing over the issue, Mr. Ravi called IDBI Bank’s toll-free customer care number at 1800-22-1070. Within two business days, his concern was resolved, and the ₹10,000 was promptly refunded to his account.

This blog will guide you through the various customer care services provided by IDBI Bank, from phone numbers to online support channels, ensuring that you know exactly where to turn in case of any banking issues.

IDBI Bank Customer Care Numbers – Quick Summary Table

Here’s a quick overview of the IDBI Bank customer care numbers for various services:
 

Detailed IDBI Bank Customer Care Numbers by Service

Now let us dive into the detailed customer care numbers for various services offered by IDBI Bank. Whether you're dealing with general queries, loan issues, or emergency services, understanding the right point of contact can save you valuable time.

a. General Customer Support
 

• Numbers:
   
  • Toll-Free: 1800-209-4324 or 1800-22-1070 (Available for general queries regarding account services, products, and other banking services.)
     
  • Chargeable: If you are trying to contact the bank from overseas, you can contact IDBI Bank at +91-22-67719100. However, it is recommended to use the toll-free number for most inquiries.
     

Example of Using IDBI Bank’s General Customer Support Number

Mr. Ramesh notices a ₹500 charge on his IDBI savings account for a monthly maintenance fee, but he's sure he didn’t get any prior notice. To sort it out, he calls 1800 22 1070, the toll-free general customer support number.

After selecting “account-related queries” on the automated system, a representative picks up and asks for Mr. Ramesh’s account details. After verifying his identity, the representative explains that the charge was applied because Mr. Ramesh’s balance dropped below the required ₹10,000.

• Account balance: ₹8,500
   
• Required minimum balance: ₹10,000
   
• Shortfall: ₹1,500, leading to the ₹500 fee.
   

In this case, Mr. Ramesh got quick help and a clear explanation; all through the toll-free line. If he was contacting from overseas then, he could have used the chargeable number, 91-22-67719100, but the toll-free number worked perfectly for his needs!
 

b. IDBI Bank Credit Card Customer Care
 

• Card Activation: When you’ve received your IDBI Bank credit card and need to activate it, you can call customer support (1800-209-4324 or 1800-22-1070) at the general customer care number. This can be done easily over the phone with the help of the customer care executive.
   
• Billing Disputes and Limit Increase: If you face issues with credit card billing discrepancies or need to request a credit limit increase, this is the number to call (1800-209-4324 or 1800-22-1070). Customer service will help resolve the issue or guide you on the next steps.
   
• Lost Card Reporting and Replacement: If your IDBI Bank credit card is lost or stolen, you must immediately report it to customer care (1800-209-4324 or 1800-22-1070). The bank’s team will initiate the hotlisting process and help you with card replacement.

Example of Using IDBI Bank Credit Card Customer Care

Mrs. Priya receives her IDBI Bank credit card and is eager to start using it. However, she’s not sure how to activate it. So, she dials 1800 22 1070, the customer care number. After verifying her details, the representative guides her through the easy activation process, and her card is ready for use within minutes!

Later that month, Mrs. Priya notices a ₹1,500 charge on her statement for a transaction she didn’t make. She calls the same number to dispute the billing issue. The representative takes the details and promises to investigate, offering her a timeline for resolution.

Finally, Mrs. Priya decides she needs a higher credit limit for her upcoming expenses. She calls customer care again, requests a ₹20,000 limit increase, and is informed of the documents required to process the request.

And then one day, Mrs. Priya loses her credit card at a shopping mall. Panicked, she immediately contacts 1800 22 1070 again to report the lost card. The customer care team immediately starts the hotlisting process, ensuring no unauthorised transactions occur. She’s also guided on getting a replacement card, which arrives within a few days.

In each case, IDBI Bank’s customer care helps resolve her issues quickly, making the process simple and stress-free.
 

c. Personal Loan & Home Loan Customer Care
 

• Loan Application Tracking: For any queries related to the status of your loan application or documents, you can contact the customer care helpline (1800-209-4324 or 1800-22-1070). The support team will track your loan application and provide updates as needed.
   
• EMI Queries & Foreclosure Requests: If you have questions about your EMI payment schedule, changes in the EMI amount, or if you plan to foreclose your loan, the customer care team will guide you through the process and provide necessary assistance (1800-209-4324 or 1800-22-1070).
   

Example of Using IDBI Bank Personal Loan & Home Loan Customer Care

Mr. Arun recently applied for a personal loan of ₹5,00,000 with IDBI Bank. After submitting all required documents, he’s anxious about the status of his application. He calls 1800-209-4324, the loan support number, to track his application.

The customer care executive checks the status and informs Mr. Arun that his loan is under review and he should expect an update within 2-3 business days.

A week later, Mr. Arun receives an approval notice but is unsure about the EMI payments. He calls the same number again to inquire. The representative explains that his EMI is ₹10,000 per month, based on a 5-year tenure, and walks him through his payment schedule.

Later, Mr. Arun decides he wants to foreclose his loan to save on interest payments. He calls customer care once again, and the representative guides him on how to make a foreclosure request and the necessary steps to settle the loan early.

From loan tracking to EMI questions and foreclosure, IDBI Bank’s loan customer care made everything smooth and clear for Mr. Arun, helping him at every step.
 

d. IDBI Bank NRI Customer Care
 

• International Helpline Numbers: NRI customers can avail of specialised support through the NRI customer care number (+91-22-67719100). This is dedicated to providing banking support to international customers, whether you're residing abroad or managing banking from overseas.
   
• Email and Callback Support: NRI customers can also request assistance via email or ask for a callback. If you are unable to reach them directly, sending an email explaining your query can often lead to a faster response.
   

Example of Using IDBI Bank NRI Customer Care

Mr. Rajesh, an NRI based in the U.S., needs help transferring funds from his IDBI savings account to a relative in India. He dials the dedicated NRI customer care number, +91-22-67719100, to speak with a representative who specialises in international banking.

After confirming his identity, the representative explains the best method for transferring the funds and outlines the ₹500 transaction fee for an international transfer. Mr. Rajesh is happy with the guidance and proceeds with the transfer.

A few days later, he encounters an issue with accessing his online banking account and is unable to reset his password. Since he is in a different time zone, he emails IDBI Bank’s NRI support team, outlining the issue. The support team replies within 12 hours, offering a solution and advising him to request a callback for further assistance.

For Mr. Rajesh, IDBI Bank’s NRI customer care made banking from abroad quick and easy, whether through direct calls or efficient email support.

e. Emergency Services (Lost/Stolen Card, Fraud Report)
 

• Immediate Actions to Take: If your IDBI Bank card is lost or stolen, immediately contact the toll-free customer care number (1800-209-4324 or 1800-22-1070) to block the card. In case of a fraudulent transaction, you should report it as soon as possible to prevent further damage.
   
• Hotlisting Process: Once you report a lost or stolen card, IDBI Bank will initiate the hotlisting process. This means the bank will block the current card and issue a replacement. The process is usually quick, ensuring that your account stays secure.

Example of Using IDBI Bank Emergency Services

Ms. Ayesha realises that her IDBI Bank credit card is missing after a shopping trip. Panicked, she immediately calls the toll-free customer care number, 1800-209-4324, to report the lost card.

The representative quickly verifies her identity and starts the hotlisting process, which means the bank blocks her card to prevent any unauthorised transactions. A replacement card is issued right away, and she’s reassured that no further charges will occur on the lost card.

While on the call, Ms. Ayesha remembers a ₹3,000 transaction she didn’t make. She reports this fraudulent transaction, and the representative opens an investigation. The bank assures her that her account is secured and she’ll be updated within 7 business days.

Thanks to IDBI Bank’s emergency services, Ms. Ayesha’s card is blocked, a replacement issued, and fraudulent charges are investigated quickly, ensuring her peace of mind.

Other Ways to Contact IDBI Bank Customer Support

In addition to phone-based customer support, IDBI Bank offers several other convenient ways for customers to get help:

WhatsApp Banking: Steps to Activate and Use

WhatsApp banking is a new and convenient way to access basic banking services. To use WhatsApp Banking, save the official IDBI Bank number (88600 45678) on your phone. After saving the number, send “Hi” to initiate the conversation. From there, you can use commands to check your balance, inquire about recent transactions, or even block your card in case of emergencies.

Example of Using IDBI Bank WhatsApp Banking

Mr. Karan is always on the go and needs a quick way to check his IDBI Bank account balance. Instead of calling customer support, he decides to try WhatsApp Banking for convenience.

First, he saves the official IDBI Bank number (88600 45678) on his phone. Then, he sends a simple “Hi” to the number. Immediately, he receives a prompt asking him to select a service. Mr. Karan chooses "Check balance" and, within seconds, his account balance of ₹25,500 appears on his screen.

A few days later, Mr. Karan notices an unauthorised transaction of ₹1,200. He quickly sends a message via WhatsApp saying “Block my card.” Within minutes, he receives confirmation that his card has been hotlisted, and a replacement will be issued shortly.

With IDBI Bank WhatsApp Banking, Mr. Karan can easily manage his account without making a single call, saving him time and effort!

Email Support: Priority and General Queries

IDBI Bank also offers customer service email support. For general queries, you can write to the bank at customercare@idbi.co.in. For more urgent matters, such as fraud reporting or credit card issues, IDBI Bank has dedicated emails that can provide priority attention to your request.

Example of Using IDBI Bank Email Support

Mr. Rohit encounters an issue where his IDBI Bank credit card statement shows a ₹2,500 charge for a purchase he didn’t make. Since it’s an urgent matter, he decides to reach out via email to get priority support.

He writes an email to creditcardsupport@idbi.co.in, explaining the fraudulent transaction and asking for assistance. Within 24 hours, he receives a response confirming that the charge will be investigated, and his card has been temporarily suspended to prevent further issues.

For less urgent matters, like querying his account balance or loan status, Mr. Rohit prefers emailing the general support address, customercare@idbi.co.in. This ensures that he gets prompt, clear answers to his questions without waiting on the phone.

Using IDBI Bank’s email support, Mr. Rohit efficiently handles both urgent and general inquiries, all through his inbox.

SMS Banking: Common Commands for Quick Tasks

IDBI Bank offers SMS banking services for quick tasks such as balance checks, mini statements, and bill payments. Simply register for SMS banking by visiting your nearest branch or through net banking. For availing SMS Banking services, message has to be sent to 9820346920 or 9821043718. After the message is sent, within few seconds, the user will receive a response on his or her mobile phone as a short message.

Once registered, you can use simple commands like:
 

• BAL to check your balance
   
• MINI for a mini statement
   
• ACTPIN to activate your PIN
   

Example of Using IDBI Bank SMS Banking

Ms. Neha wants to quickly check her IDBI Bank account balance while on her lunch break. Instead of logging into net banking, she simply types BAL and sends it to 9820346920. Within seconds, she receives a reply showing her current balance of ₹12,800.

Later, she realises she needs a mini statement to review her recent transactions. She sends MINI to the same number, and in just a few seconds, she receives a summary of her last five transactions, including a ₹1,500 payment for groceries and a ₹200 online shopping charge.

Finally, Ms. Neha wants to activate her PIN for her new debit card. She texts ACTPIN to the SMS banking number, and she gets a confirmation that her PIN is successfully activated.

With IDBI Bank SMS Banking, Ms. Neha can easily manage her account and perform tasks instantly—no need for internet access or long waits!

Chatbot/Live Chat via IDBI Bank Website/App

IDBI Bank also provides a chatbot on its official website and mobile app for basic inquiries and support. If you have simple queries or need quick assistance, the live chat feature is an efficient way to get help without making a call.

Example of Using IDBI Bank Chatbot/Live Chat

Mr. Vikram is browsing through the IDBI Bank app when he suddenly wonders about his loan EMI for the month. Instead of calling customer support, he decides to use the app’s live chat feature.

He clicks on the chat icon, and the chatbot immediately greets him. Mr. Vikram types, “What’s my EMI for this month?” The chatbot responds within seconds, displaying his EMI of ₹5,000 due on the 15th, along with a breakdown of interest charges and principal.

He’s satisfied with the information but has another question about his account balance. The chatbot quickly provides his balance of ₹18,450 in the savings account.

For Mr. Vikram, IDBI Bank’s chatbot provides fast, hassle-free answers, all from the comfort of his phone without needing to speak to anyone!

Social Media: Twitter, Facebook Handles

IDBI Bank is active on various social media platforms, including Twitter and Facebook. You can connect with the bank’s support team through these channels by messaging them directly. Social media channels are useful for getting quick updates on ongoing issues or getting assistance for general queries.

Example of Using IDBI Bank Social Media Support

Ms. Priya faces an issue where a recent ₹3,500 payment made through her IDBI Bank debit card is not reflecting in her account. Instead of calling customer care, she decides to reach out through Twitter.

She sends a direct message to @IDBICustomerCare explaining the issue and providing her transaction details. Within 30 minutes, she receives a response asking for more details and confirming that the team is investigating.

Simultaneously, she checks IDBI Bank’s Facebook page for updates on any ongoing service issues. She finds a post regarding maintenance work, which might be related to the delay.

Thanks to IDBI Bank’s social media channels, Ms. Priya gets quick responses and stays informed, solving her banking issue without waiting on the phone!

IDBI Bank Grievance Redressal Process

While IDBI Bank strives to provide prompt and efficient customer service, there might be instances where you are not satisfied with the resolution provided. In such cases, the bank has a structured grievance redressal process to ensure that all customer complaints are addressed adequately.

Level 1: Customer Care

The first step in the grievance redressal process is to contact IDBI Bank's customer care service. If you are unable to resolve your issue, you can escalate it to the next level.

Level 2: Nodal Officer Details

If your issue is still unresolved after contacting customer care, you can escalate it to the Nodal Officer of the bank. The contact details of the Nodal Officer are available on the bank’s website or upon request from customer support.

Level 3: Banking Ombudsman Escalation Process

If you are still not satisfied with the response at the Nodal Officer level, you can approach the Banking Ombudsman. The Ombudsman is an independent body that handles customer grievances against banks. You can file a complaint with the Ombudsman and seek a fair resolution.

Response Timelines as Per RBI Guidelines

According to RBI guidelines, banks are required to address customer complaints within a certain timeline. Customer care should resolve issues within 10 working days, while the Nodal Officer is given a maximum of 30 days to resolve escalated complaints. If you escalate to the Banking Ombudsman, the process may take longer, but they aim to resolve issues within 60 days.

Example of IDBI Bank Grievance Redressal Process

Mr. Arvind is facing an issue where his ₹15,000 personal loan EMI was incorrectly charged due to a system error. After contacting IDBI Bank’s customer care (Level 1), he does noy receive a satisfactory response within the 10 working days promised by the bank.

Frustrated, Mr. Arvind escalates the issue to the Nodal Officer (Level 2), whose contact details were provided by the customer care team. The Nodal Officer promises to resolve the issue within 30 days. However, after 3 weeks, there’s still no update on the issue.

At this point, Mr. Arvind decides to approach the Banking Ombudsman (Level 3). The Ombudsman acknowledges his complaint and, although it takes 58 days for a resolution, they help him secure a refund for the incorrect EMI charge.

Thanks to IDBI Bank’s structured grievance process, Mr. Arvind is able to resolve the issue through clear escalation channels and within reasonable timelines.

Conclusion

IDBI Bank offers a wide array of customer care services, ensuring that no matter the issue, there's a solution just a call, message, or click away. With accessible options like toll-free numbers, WhatsApp Banking, email support, and more, it’s easy to resolve your banking issues swiftly. Whether you’re an NRI, a credit cardholder, or someone looking for general assistance, IDBI Bank’s customer care team is always available to help.

FAQs on IDBI Bank Customer Care

1. How can I contact IDBI Bank’s customer support?

You can contact IDBI Bank’s customer support through their toll-free number (1800 22 1070), email (customercare@idbi.co.in), WhatsApp Banking, or the live chat feature on their website/app.

2. What should I do if I lose my IDBI Bank card?

Immediately contact IDBI Bank’s customer care at 1800 22 1070 to report the lost card. The bank will hotlist the card and issue a replacement.

3. Can I get help with my loan application status?

Yes, you can contact IDBI Bank’s customer care to track your loan application status. They will provide updates on your application process.

4. How do I activate WhatsApp Banking?

To activate WhatsApp Banking, save the number 91 97027 97027 on your phone and send a “Hi” message to get started. From there, you can check balances, recent transactions, and more.

5. How can I escalate my complaint if I’m not satisfied with the resolution?

If you’re not satisfied with the customer care resolution, you can escalate your complaint to the Nodal Officer and, if needed, to the Banking Ombudsman.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.