Keeping track of your bank account balance is crucial for effective money management. Sarva UP Gramin Bank offers convenient methods for customers to check their balance, including missed calls, SMS, mobile apps, net banking, and email banking.

For instance, imagine a customer, Sunita, who wants to verify if her recent salary credit has been deposited. Using the missed call facility, she dials the Sarva UP Gramin Bank balance check number and quickly receives an SMS confirming her new account balance as ₹42,750.00.

This instant update enables her to plan her monthly expenses, such as rent (₹10,000), groceries (₹5,500), and loan EMI (₹7,000), with confidence, leaving her with a remaining balance of ₹20,250 for savings and other needs.

In this blog, we will explain how to use the Sarva UP Gramin Bank Balance Check Number and explore all the efficient methods available to help you stay on top of your finances.

Here is a quick overview of the available options:

Method	How to Use
Missed Call	Dial the Sarva UP Gramin bankBalance Check Number
SMS Banking	Send an SMS in the required format
Toll-Free Number	Call the customer care service
Mobile Banking	Use the official mobile app
Net Banking	Log into the internet banking portal
WhatsApp Banking	Chat with bank's WhatsApp number
ATM	Check balance using ATM/Debit card
Branch Visit	Visit nearest branch for balance enquiry
Third-Party Apps	Use UPI/financial apps like Paytm

Different Ways to Check Your Sarva UP Gramin Bank Account Balance

Below are detailed explanations of how you can check your Sarva UP Gramin Bank balance using various methods:

Sarva UP Gramin Bank Balance Check Through Missed Call

The simplest method is using the Sarva UP Gramin bankBalance Check Number through a missed call facility.

How to Check Balance by Missed Call:

Dial 0121-2601250 (Sarva UP Gramin Bank’s official balance enquiry number) from your registered mobile number.
The call will disconnect automatically after a few rings.
Shortly, you will receive an SMS containing your account balance details.

Benefits:

Completely free of cost
Fast and easy
No internet required

Tip: Ensure your mobile number is registered with the bank to use this service.

Example:

Ravi, a customer of Sarva UP Gramin Bank, wanted to quickly check the balance of his savings account without visiting the branch or using internet banking. He decided to use the missed call balance enquiry service.

First, Ravi made sure that his mobile number was registered with the bank. Then, he followed the simple steps:

He dialed 0121-2601250 from his registered mobile number.
After two or three rings, the call disconnected automatically without any charges.
Within a few seconds, Ravi received an SMS from the bank.

The SMS read:

"Dear Customer, your account balance is ₹15,340.75 as of 28-Apr-2025. Thank you for banking with Sarva UP Gramin Bank."

Using this information, Ravi quickly calculated how much money he could safely spend. For instance:

He had an upcoming payment of ₹5,500 for his son's school fees.
He also needed to set aside ₹2,000 for monthly groceries.

Ravi did a simple calculation:

Available balance = ₹15,340.75
Total planned expenses = ₹5,500 + ₹2,000 = ₹7,500

Remaining balance after expenses:

₹15,340.75 - ₹7,500 = ₹7,840.75

Thus, after paying for essential needs, Ravi would still have ₹7,840.75 left in his account.

Sarva UP Gramin Bank Balance Check Through SMS

Another offline method is through SMS banking, especially useful if you cannot make a call or have weak network coverage.

How to Check Balance via SMS:

Type BAL <space> Account Number.
Send it to 0121-2601250.
You will receive an SMS with the current balance and recent transaction details.

Benefits:

Works even without internet access
Easy to use from any mobile phone
Instant confirmation.

Example:

Suman, a Sarva UP Gramin Bank customer, was traveling through a remote village where the mobile network was too weak to make calls. She needed to check her account balance urgently before making a purchase at a local market. Fortunately, she remembered the SMS banking service offered by her bank.

Suman took out her phone and followed these steps:

She opened her SMS app and typed:
BAL 12345678901
(where 12345678901 was her full account number).
She sent this message to 0121-2601250.

Within a minute, she received a reply SMS from Sarva UP Gramin Bank stating:

"Dear Customer, your account balance is ₹8,920.50 as of 28-Apr-2025. Last transaction: Debit ₹1,200.00 on 27-Apr-2025."

Using this information, Suman quickly planned her spending. She was considering buying some household items worth:

Groceries: ₹2,500
Clothing: ₹1,800

She performed a quick calculation to check if she had enough funds:

Available balance = ₹8,920.50
Total expenses = ₹2,500 + ₹1,800 = ₹4,300

Remaining balance after planned purchases:

₹8,920.50 - ₹4,300 = ₹4,620.50

This calculation assured Suman that after making her purchases, she would still have ₹4,620.50 left for any emergencies.

Sarva UP Gramin Bank Balance Check Through Toll-Free Number

You can also call the Sarva UP Gramin Bank customer care toll-free number for balance inquiries.

How to Check Balance via Toll-Free Number:

Dial 1800-180-7777
Follow the IVR options for balance enquiry.
Alternatively, you can speak to a customer service executive.

Benefits:

Ideal for users not comfortable with mobile apps
Suitable for addressing multiple banking queries

Note: Keep your account details handy for quicker assistance.

Example:

Anil, a senior citizen and customer of Sarva UP Gramin Bank, preferred speaking directly to someone rather than using mobile apps or SMS services. One afternoon, he wanted to check his account balance and clarify a few banking queries. He decided to use the toll-free customer care number.

Anil followed these steps:

He dialed 1800-180-7777 from his landline phone.
He listened carefully to the IVR (Interactive Voice Response) menu and selected the option for balance enquiry.
After entering a few verification details (like his account number and date of birth), the automated system informed him that his current account balance was ₹22,475.25.
Anil also had a few questions about his fixed deposit, so he chose the option to speak to a customer service executive for further help.

Hearing his balance, Anil thought about his upcoming expenses:

House rent: ₹7,500
Medical expenses: ₹3,200
Utility bills: ₹2,800

He calculated his expected total expenses:

Total expenses = ₹7,500 + ₹3,200 + ₹2,800 = ₹13,500

Then, he worked out how much balance would remain after covering these costs:

Available balance = ₹22,475.25

Remaining balance after expenses = ₹22,475.25 - ₹13,500 = ₹8,975.25

Anil was relieved to know that after paying all his necessary bills, he would still have ₹8,975.25 left for any emergencies or savings.

Sarva UP Gramin Bank Balance Check Through Mobile Banking

Sarva UP Gramin Bank has its official mobile app for a wide range of banking services, including balance enquiry.

Steps to Check Balance Using Mobile Banking:

Download the Sarva UP Gramin Bank Mobile App from the Play Store.
Register with your mobile number linked to your bank account.
Login securely using MPIN or biometrics.
Tap on the ‘Account Balance’ or ‘My Account’ section.
Your balance will be displayed instantly.

Benefits:

Full access to bank services like fund transfers, mini statements, and bill payments
Secure transactions with multi-layered authentication
24x7 access

Example:

Priya, a young professional and customer of Sarva UP Gramin Bank, preferred managing her banking needs digitally. To keep track of her finances on the go, she decided to use the Sarva UP Gramin Bank Mobile App for checking her account balance.

She followed these steps:

First, Priya downloaded the Sarva UP Gramin Bank Mobile App from the Google Play Store.
She registered using her mobile number already linked to her bank account.
After setting up her MPIN (a secure 4-digit code), she logged into the app easily with fingerprint authentication.
Once inside, she tapped on the ‘My Account’ section and, within seconds, her account balance of ₹36,250.80 appeared on the screen.

Priya needed to plan her monthly expenses, so she started calculating:

House rent: ₹10,000
Monthly groceries: ₹6,500
Insurance premium: ₹4,800

She quickly totaled her planned spending:

Total expenses = ₹10,000 + ₹6,500 + ₹4,800 = ₹21,300

Next, she calculated her balance after expenses:

Available balance = ₹36,250.80

Remaining balance after expenses = ₹36,250.80 - ₹21,300 = ₹14,950.80

Knowing she would still have ₹14,950.80 left, Priya felt confident about setting aside ₹5,000 for her savings goal this month.

Besides balance enquiry, Priya also explored other features in the app, such as downloading her mini statement and setting up automatic bill payments; all securely, anytime and anywhere.

Sarva UP Gramin Bank Balance Check Through Net Banking

Net banking allows a more detailed view of your account activities along with balance checks.

Steps to Check Balance Using Net Banking:

Visit Sarva UP Gramin Bank Net Banking Portal ( Currently this portal is not in service, will update you as soon as the official page has an upgrade).
Enter your User ID and Password.
After successful login, go to the Account Summary section.
View your available balance and transaction history.

Benefits:

Access to full account details
Ability to download bank statements
Secure and flexible from anywhere

Example:

Rajesh, a small business owner and customer of Sarva UP Gramin Bank, preferred using his laptop for managing finances, especially when he needed detailed account information. To check his balance and review his recent transactions, Rajesh decided to use net banking.

He followed these steps:

Rajesh visited the Sarva UP Gramin Bank Net Banking Portal using his browser.
He entered his User ID and Password, then successfully logged in after completing a quick OTP verification.
Once inside, he clicked on the ‘Account Summary’ section.
Instantly, his account balance of ₹52,765.40 was displayed, along with a list of his recent transactions.

Rajesh reviewed his planned business expenses for the upcoming week:

Supplier payment: ₹20,000
Office rent: ₹12,000
Utility bills: ₹3,500

He calculated his total expenses:

Total expenses = ₹20,000 + ₹12,000 + ₹3,500 = ₹35,500

Then he worked out how much balance would remain after these payments:

Available balance = ₹52,765.40

Remaining balance after expenses = ₹52,765.40 - ₹35,500 = ₹17,265.40

After checking the detailed transaction history, Rajesh also downloaded a bank statement PDF for his business accounting records.

Sarva UP Gramin Bank Balance Check Through WhatsApp Banking

Currently this service is not applicable by this concerned bank, will update you as soon as the official page has an upgrade. However, there is an option whereby customers can check their bank balance through email.

How to Check Balance via Email:

You can reach out to the bank via Email. You can write to them mobilehelp@upgb.com.

Example:

Meena, a homemaker and customer of Sarva UP Gramin Bank, recently wanted to check her bank balance but noticed that WhatsApp banking services were not yet available. Instead, she decided to use the email option provided by the bank.

Here’s how she proceeded:

Meena opened her email account and composed a new email addressed to mobilehelp@upgb.com.
In the email, she politely requested her account balance information, mentioning her registered mobile number, account number, and branch details for verification purposes.
Within a few hours, she received a reply from the bank containing her account balance, which was ₹18,690.75.

Meena then planned her upcoming household budget:

Grocery shopping: ₹5,000
Children’s school fees: ₹6,000
Electricity and water bills: ₹2,300

She calculated her total expenses:

Total expenses = ₹5,000 + ₹6,000 + ₹2,300 = ₹13,300

Next, she worked out how much money would remain after these payments:

Available balance = ₹18,690.75

Remaining balance after expenses = ₹18,690.75 - ₹13,300 = ₹5,390.75

Relieved to see she would still have ₹5,390.75 left for any emergencies, Meena appreciated the convenience of being able to check her balance simply by sending an email; even without access to mobile apps or missed call services.

Sarva UP Gramin Bank Balance Check Through ATM

ATMs provide another reliable method for balance enquiry, especially useful if you are withdrawing cash.

How to Check Balance via ATM:

Insert your ATM/Debit Card into the machine. To find your nearest branch, you can use Punjab National Bank atm locator, as Sarva UP Gramin Bank is sponsored by the same.
Enter your ATM PIN.
Choose the Balance Enquiry option.
Your balance will be displayed on the screen and you can opt for a printed slip.

Benefits:

Access cash and balance info in one visit
Available 24/7 at ATMs
Works without internet

Example:

Arun, a college student and Sarva UP Gramin Bank customer, needed some cash for his upcoming semester fees. Before making a withdrawal, he decided to check his account balance using an ATM.

He followed these simple steps:

Arun visited the nearest ATM and inserted his Sarva UP Gramin Bank debit card into the machine.
He entered his 4-digit ATM PIN securely.
On the screen, he selected the ‘Balance Enquiry’ option.
Within a few seconds, his balance appeared on the screen: ₹12,480.00.
Arun also chose to print a receipt for his records.

Since he needed ₹5,000 for his college fees and planned to withdraw some extra cash for daily expenses, he calculated:

College fees: ₹5,000
Pocket money withdrawal: ₹2,000

Total amount to withdraw:

Total withdrawal = ₹5,000 + ₹2,000 = ₹7,000

After confirming the available balance, Arun withdrew ₹7,000 from the ATM. He then calculated his new balance:

Available balance = ₹12,480.00

Remaining balance after withdrawal = ₹12,480.00 - ₹7,000 = ₹5,480.00

Arun left the ATM satisfied, knowing he had enough remaining funds for emergencies and that the entire process was quick, secure, and did not require internet access.

Sarva UP Gramin Bank Balance Check by Visiting Nearest Branch

If you prefer a face-to-face approach or have additional banking queries, visiting a branch is a reliable method.

How to Check Balance by Visiting the Branch:

Visit your nearest Sarva UP Gramin Bank branch.
Use your Passbook for updating or request balance information at the enquiry counter.
You may also fill in a requisition slip if required.

Benefits:

Personal assistance for all queries
Ideal for non-tech-savvy customers
Can combine balance check with other banking tasks

Example:

Savitri Devi, a retired schoolteacher and long-time customer of Sarva UP Gramin Bank, preferred personal interaction for her banking needs. To check her account balance, she decided to visit her nearest Sarva UP Gramin Bank branch.

Here’s how her visit went:

Savitri carried her bank passbook and headed to the branch located 2 km from her home.
Upon arrival, she approached the passbook update counter, where the staff member took her passbook, inserted it into the automatic passbook printing machine, and updated her latest transactions.
She noticed her updated balance printed in the passbook: ₹65,320.50.

Savitri was also planning some upcoming expenses:

Medical expenses: ₹10,000
Gift for granddaughter’s wedding: ₹15,000
House maintenance costs: ₹8,500

She calculated her total expected expenses:

Total expenses = ₹10,000 + ₹15,000 + ₹8,500 = ₹33,500

Then she worked out her remaining balance after these planned payments:

Available balance = ₹65,320.50

Remaining balance after expenses = ₹65,320.50 - ₹33,500 = ₹31,820.50

After updating her passbook and confirming her balance, Savitri also filled out a requisition slip to withdraw ₹20,000 in cash for immediate needs.

Sarva UP Gramin Bank Balance Check by Third Party Apps

You can also use popular apps like PhonePe, Paytm, BHIM UPI, and Google Pay for balance enquiries.

How to Check Balance via Third-Party Apps:

Open your chosen financial app.
Go to the ‘Bank Accounts’ or ‘My Money’ section.
Tap on ‘Check Balance’.
Enter your UPI PIN for authentication.
Your account balance will be displayed.

Benefits:

Easy access across multiple bank accounts
Instant and secure
Manage finances and payments together

Example:

Ravi, a young marketing executive, managed multiple bank accounts, including one with Sarva UP Gramin Bank. For convenience, he often used Google Pay to handle his daily transactions and decided to check his Sarva UP Gramin Bank balance using the app.

Here’s how he did it:

Ravi opened Google Pay on his smartphone.
He tapped on the ‘Bank Accounts’ section under his profile.
From the list of linked banks, he selected Sarva UP Gramin Bank.
He then clicked on ‘Check Balance’.
The app prompted him to enter his UPI PIN (2586) for security verification.
Within seconds, his account balance appeared on the screen: ₹22,150.75.

Ravi quickly calculated his monthly financial needs:

Rent: ₹8,000
Utility Bills: ₹2,500
Groceries and Essentials: ₹5,000

Total monthly expenses:

Total expenses = ₹8,000 + ₹2,500 + ₹5,000 = ₹15,500

After planning his expenses, Ravi calculated how much he would have left:

Available balance = ₹22,150.75
Remaining balance after expenses = ₹22,150.75 - ₹15,500 = ₹6,650.75

This instant balance check helped Ravi ensure he had sufficient funds to cover all his planned expenses for the month, while still leaving him with over ₹6,500 for savings or emergencies.

Conclusion

Staying updated with your account balance is now easier than ever for Sarva UP Gramin Bank customers. Whether you prefer using a simple missed call with the Sarva UP Gramin bankBalance Check Number, a mobile app, WhatsApp, or a traditional ATM visit, you have numerous options at your fingertips.
Choose the method most convenient for you and ensure you always stay in control of your finances. Regular balance checks can help you manage spending, avoid overdrafts, and plan your savings better!

FAQs Related to Sarva UP Gramin Bank Balance Check

Q1. What is the Sarva UP Gramin Bank Balance Check Number for missed calls?
Ans: Dial 9219500400 from your registered mobile number to check your balance.

Q2. Is there any charge for using the missed call service for balance enquiry?
Ans: No, Sarva UP Gramin Bank’s missed call balance service is completely free.

Q3. How do I register my mobile number with Sarva UP Gramin Bank?
Ans: Visit your nearest Sarva UP Gramin Bank branch with valid ID proof and request mobile number registration.

Q4. Can I use WhatsApp to check my Sarva UP Gramin Bank balance?
Ans: Yes, using the official Sarva UP Gramin Bank WhatsApp Banking number, you can check your balance easily.

Q5. What should I do if I do not receive an SMS after a missed call?
Ans: Make sure your mobile number is registered. If the problem persists, contact customer care at 1800-180-6546.

Q6. Can I check my Sarva UP Gramin Bank balance without an internet connection?
Ans: Yes, you can use missed call or SMS banking services which do not require an internet connection.

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