Author
LoansJagat Team
Read Time
5 Min
30 May 2025
Riya’s Example: Why CRED Customer Care Matters
Imagine this—Riya, a working professional from Pune, managed 3 credit cards with a combined due of ₹17,450 in June:
On June 15, she paid her HDFC bill via CRED and instantly bagged 520 reward points. Impressed, she set up autopay for SBI and a manual reminder for ICICI. But guess what? SBI autopay failed at 2 AM in July!
Panicking, she hit the in-app chat, and within 10 minutes, a CRED agent helped her re-authorise the debit mandate. She avoided late fees just in time!
Isn’t it interesting how one quick tap saved the day?
That’s why knowing how to contact CRED support is a total lifesaver. Here’s how you can do it too.
Let’s say Riya, a busy marketing executive, is juggling three credit cards with dues totalling ₹17,450 in June. On 15 June, she paid her ₹5,200 HDFC card bill via CRED and instantly earned 520 reward points. Pleased with the seamless experience, she set up an autopay for her ₹7,350 SBI card and a manual reminder for her ₹4,900 ICICI card.
The following month, her SBI autopay didn’t trigger, and she noticed a “Payment Failed” alert at 2 am—just hours before the due time. Panicking, she tapped the in-app chat icon and described her issue.
Within ten minutes, the CRED support agent confirmed the debit mandate had expired and helped her re-authorise it, avoiding any late fees or missed points.
Here’s how you can reach CRED customer care whenever you need help
Channel | Typical Response Time | Best For |
In-App Chat | < 10 minutes | Urgent payment failures & autopay resets |
Email (support@cred.club) | 1–2 business days | Detailed account inquiries |
Social Media DMs | 30 minutes–1 hour | Quick questions & general feedback |
In-App Feedback Form | 2–3 business days | Suggestions & complaints |
1. Facebook
2. Instagram
3. Twitter (Now X)
4. LinkedIn
By reaching out via social media, you can get your concerns noticed quickly while also staying informed about the latest CRED features and offers.
How to Escalate Your Issue to the CRED Grievance Redressal Officer?
Let’s say Sameer, who recently faced an issue with his ₹12,000 credit card bill payment on CRED. Despite multiple chats with the support team over five days, the payment status remained unclear, and his reward points were not credited.
Frustrated, Sameer decided to escalate his complaint. Since his support ticket was still open and less than 30 days old, he clicked the ‘Escalate to Grievance Officer’ button in the app.
Within two days, Mr. Atul Patro, the grievance redressal officer, personally reviewed Sameer’s case and resolved the problem, ensuring Sameer’s points were credited and payment status updated.
Step | Description | Expected Response Time |
Verify ticket status | Confirm ticket is open or resolved in 30 days | Immediately before escalation |
Click the escalate button | Submit your issue to the grievance officer | Within minutes |
Review by the grievance officer | Personal case review by Mr. Atul Patro | 1–3 business days |
Resolution & feedback | Final solution and closure | Within 2–3 business days |
If you ever face a payment issue, missed reward points, or a failed autopay, don’t worry! Just like Riya and Sameer, you can chat with CRED support, send an email, or use social media. Still not fixed? You can even talk to the Grievance Officer, Mr. Atul Patro.
Fast replies, easy help—just open the CRED app and sort it out in minutes!
Q1: How can I contact CRED customer care quickly?
You can use the in-app chat for 24×7 instant support on the CRED app.
Q2: What is CRED’s official customer care email?
You can email CRED support at support@cred.club for detailed queries.
Q3: What should I do if autopay fails on CRED?
Use the in-app chat to re-authorise your mandate with help from a support agent.
Q4: Can I reach CRED support through social media?
Yes, you can DM CRED on Facebook, Instagram, Twitter (X), or LinkedIn.
Q5: How do I escalate my issue to the Grievance Redressal Officer?
Tap 'Escalate to Grievance Officer' in the app if your ticket is unresolved within 30 days.
Other Customer Care Pages | |||
About the Author
LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
Quick Apply Loan
Subscribe Now
Related Blog Post