Author
LoansJagat Team
Read Time
10 Min
05 Apr 2025
UCO Bank ATM PIN Generator – Easy Ways to Set or Reset Your PIN
Mrs. Geeta Sharma, a new 68-year-old Jaipur resident, has recently received her first ATM card from UCO Bank. She is happy to have the ATM card because she has spent decades visiting the bank counter to make any type of transaction and is looking forward to being able to withdraw cash at her convenience and check her bank balance. But one thing remains: she must generate her ATM PIN, which appears to be as difficult as doing a crossword puzzle in a different language. "What happens if I press the wrong key?
If you're like Mrs. Sharma, staring at your UCO Bank ATM card and wondering where to begin. This post is for you. Whether you are a highly technological individual or a newcomer to the world of digital banking, we will assist you through every step of safely and confidently generating your UCO Bank ATM PIN. Access the instructions for activating your card via SMS, mobile app, or IVR service, along with screenshots or helpful suggestions to avoid installation difficulties.
Note to remember: avoid using 0000, 1111, or 1234, a date of birth or a consecutive number for setting up of your ATM PIN. Always remember to use a unique 4-digit PIN and make sure not to share it with any individual.
By reading this article, you will not only have a secure PIN but also the knowledge to use it with ease.
Methods to Generate UCO Bank ATM PIN
The main alternatives are online or offline. They are simple, secure, and intended to provide a seamless banking experience. UCO bank is there for you, whether you prefer the convenience of online channels or the trust that comes with visiting a bank founded by a human. So, let me review both options and you may decide which one is ideal for you.
Online methods.
If you're familiar with digital platforms, UCO Bank offers online choices for creating your ATM PIN. They either use internet banking or the mobile banking app. This will be excellent for Geeta, whether she needs to generate her PIN at home or when travelling. They are quick, simple, and available 24 hours a day, seven days a week, removing the need to visit a branch or ATM.
Offline Methods
Offline strategies are appropriate for individuals who prefer a hands-on approach, such as Geeta. You can change your PIN at any UCO Bank ATM or local branch. These methods are perfect if you prefer in-person support or are uncomfortable with online banking. They are also secure, allowing Geeta to carry out the treatment confidently.
Regardless of which method Geeta chooses, UCO Bank guarantees a smooth and secure transaction. Let's take a closer look at these options so Geeta can easily set her PIN!
Online Methods
- Steps for generating a UCO bank ATM pin through internet banking.
Here are the step-by-step instructions:
Step | Action |
1 | Log in to UCO Bank Internet Banking using your User ID and Password. |
2 | Navigate to the 'Cards and Loans' section. |
3 | Select 'Debit/ATM Card' and click on 'Generate PIN. ‘ |
4 | Choose your Debit Card number from the list of linked cards. |
5 | Enter the 3-digit CVV number found on the back of your card. |
6 | Input your desired 4-digit PIN, confirm it, and click 'Submit. ‘ |
7 | An OTP will be sent to your registered mobile number; enter this OTP to confirm the PIN generation. |
Note: Ensure your mobile number is registered with the bank to receive the OTP.
2. Steps to Generate UCO Bank ATM Pin Using Mobile Banking App
Alternatively, Geeta can use the UCO bank app to set her ATM PIN:
Step | Action |
1 | Download and install the UCO bank app from the App Store or Google Play Store. |
2 | Log in using your Mobile Number and MPIN or Internet Banking credentials. |
3 | Tap on 'Services' and select 'Card Services. ‘ |
4 | Choose 'Generate Debit Card PIN'. |
5 | Select your Debit Card from the list. |
6 | Enter the 3-digit CVV number located on the back of your card. |
7 | Input your preferred 4-digit PIN, confirm it, and tap 'Submit. ‘ |
8 | An OTP will be sent to your registered mobile number; enter this OTP to finalize the PIN generation. |
Note: Ensure your mobile number is registered with the bank to receive the OTP.
3. Steps to Generate UCO Bank ATM Pin via Customer Care
Geeta can also generate her ATM PIN by contacting UCO Bank’s Customer Care:
Step | Action |
1 | Dial the UCO bank Customer Care number: 1800 103 0123 |
2 | To generate an ATM PIN, follow the instructions on the IVR (Interactive Voice Response). |
3 | Provide your ATM card information and registered mobile number for verification. |
4 | Answer security questions or provide any other information required to verify your identity. |
5 | Request to create a new ATM PIN. |
6 | You will receive an OTP (One-Time Password) on your registered mobile number. |
7 | Share the OTP with the customer care executive to confirm your request. |
8 | Set a new 4-digit ATM PIN as guided by the executive. |
9 | You’ll receive a confirmation once your PIN is successfully generated. |
Customer Care Number | Availability |
1800 103 0123 | 24x7 |
4. SMS Banking
UCO bank offers PIN generation through SMS for added convenience:
Step | Action |
1 | Open the messaging app on your mobile phone. |
2 | Type a message in the format: PIN<space>Last 4 digits of your ATM Card. |
3 | Send the message to the UCO bank SMS banking number: 9215676766 |
4 | You’ll receive an OTP (One-Time Password) on your registered mobile number. |
5 | Follow the instructions in the SMS to set your new 4-digit ATM PIN. |
6 | Once done, you’ll receive a confirmation message. |
Offline Methods
- Steps to Generate UCO Bank ATM Pin via Branch Visit
Geeta can visit the nearest UCO bank branch to generate her ATM PIN.
Step | Action |
1 | Locate the nearest UCO bank branch. |
2 | Visit the branch during working hours (typically 10:00 AM to 4:00 PM, Monday to Friday, and 10:00 AM to 1:00 PM on Saturdays). |
3 | Carry your ATM card and a valid of (e.g., Aadhaar, PAN, or Passport). |
4 | Request the bank representative to assist you in generating or resetting your ATM PIN. |
5 | Fill out the required form (if any) and follow the instructions provided by the representative. |
6 | Set a new 4-digit ATM PIN of your choice. |
7 | You’ll receive a confirmation once your PIN is successfully set. |
Let us look at what are the document required before visiting the Branch:
Requirement | Details |
Valid Photo ID Proof | Carry a government-issued photo identification document. |
Account Details | Provide your account number and other relevant information. |
Assistance | Approach the customer service desk for guidance on PIN generation. |
PIN Generation | The bank staff will assist you in setting up your new ATM PIN. |
2. Steps to Generate UCO bank ATM Pin via UCO bank ATM
Geeta can also set her ATM PIN directly at a UCO bank ATM:
Step | Action |
1 | Visit any UCO bank ATM. |
2 | Insert your Debit Card into the ATM machine. |
3 | Select the 'Generate ATM PIN' option from the menu. |
4 | Enter your registered mobile number. |
5 | An OTP will be sent to your registered mobile number; enter this OTP on the ATM screen. |
6 | Set your desired 4-digit PIN and confirm it. |
3. Step to Generate UCO bank ATM Green Pin
What is a Green PIN?
A Green PIN is a renewable and secure way to generate your ATM PIN, eliminating the need for a physical PIN card. Instead of waiting for a paper PIN to arrive in the mail, you can generate your PIN instantly via SMS, ATM, or other digital methods. This technique is not only faster, but it also produces less paper waste, making it a more environmentally responsible option. If you want a quick and sustainable way to set your ATM PIN, the Green PIN option is great. Here's how to create it:
Step | Action |
1 | Visit any UCO bank ATM or use the Mobile Banking App. |
2 | Select the Generate Green PIN option. |
3 | Enter your registered mobile number to receive an OTP. |
4 | Verify the OTP received on your mobile. |
5 | Create a new 4-digit ATM PIN of your choice. |
6 | Confirm the new PIN and complete the process. |
7 | You’ll receive a confirmation message once your Green PIN is successfully set. |
4. Security Tips for UCO Bank ATM PIN Management
Managing your ATM PIN securely is crucial to protecting your bank account from unauthorized access. Here are some essential security tips recommended by UCO Bank to help you safeguard your PIN:
Tip | Description |
Never Share Your PIN | Never share your ATM PIN with anyone, including family members and bank employees. |
Memorize Your PIN | Avoid writing down or saving your PIN on your phone or computer. |
Strong PIN | Choose a unique 4-digit PIN that is hard to guess (avoid 1234 and birth dates). |
Change Your PIN Regularly | To improve security, keep your ATM PIN updated on a regular basis. |
Beware of Shoulder Surfing | When entering your PIN into an ATM or POS machine, keep the keypad covered. |
Avoid Public Wi-Fi | Do not generate or reset your PIN when using an unprotected public Wi-Fi network. |
Lost or Stolen Cards | If your ATM card is lost or stolen, notify the bank right away so it can be blocked. |
Transaction Alerts | To keep track of your account activities, set up SMS alerts for all transactions. |
Skimming Devices | Before utilizing the ATM, ensure that no suspicious equipment or cameras are present. |
Use Official Channels | For PIN-related services, always use UCO Bank’s official website, app, or ATMs. |
Transaction Alerts | Allow Transaction Alerts to detect unauthorized transactions. |
By following these guidelines, you can keep your ATM PIN and bank account secure. For further assistance, contact UCO Bank’s customer care at 1800 103 0123 (Toll-Free)
FAQs on UCO Bank ATM PIN
- How can I reset my UCO ATM PIN if I forget it?
Via App: Go to Cards > Reset ATM PIN and authenticate using OTP. After that, go to a UCO ATM, insert your card, and select Forgot PIN to generate a new one using OTP.
2. How long does it take to generate an ATM PIN by SMS?
The PIN is sent instantly upon SMS verification. If you do not receive it, make sure your mobile number is linked to your account and try again.
3. Is there a charge to generate a UCO ATM PIN?
No, UCO Bank does not charge for ATM PIN generation or reset through any channel (online, SMS, or branch).
4. Can I use my UCO ATM PIN internationally?
Yes, all ATMs connected to Visa and Mastercard accept your 4-digit PIN. To prevent transaction blocks, let the bank know before you leave.
5. How can I change my existing UCO ATM PIN?
Via ATM: Insert your card, select Change PIN, enter your previous PIN, then create a new one. Via Pay: Go to Cards > Change ATM PIN.
6. What is the validity of the Instant (Green) PIN?
The immediate PIN sent by SMS is valid for 72 hours. After that, you must generate a new PIN.
7. Can I generate an ATM PIN without visiting a branch?
Yes! You can use the app, Internet Banking, SMS (send PIN <last 4 digits> to 567676), or UCO ATMs.
8. What if my recently generated PIN is not working?
Make sure you're using the most recent PIN and haven't mixed up the digits. If the problem continues to exist, contact customer service at 1800 103 0123.
9. What can I do if my ATM card is lost or stolen?
Immediately block the card via Pay (Cards > Block Card) or via customer service. A new card and PIN number will be supplied.
10. Is it possible for NRIs to create UCO ATM PIN globally?
Yes! Use Internet Banking, the app, or contact UCO's NRI helpline (+91-33-2234-1551). Ensure that your international mobile number is registered.
11. How many times can I attempt my ATM PIN?
After 3 consecutive incorrect tries, your card will be temporarily disabled. Unblock it with the app, an ATM, or customer service.
12. Is the ATM PIN the same as the mobile banking password?
No, your ATM PIN is a four-digit code for cash withdrawals, but the mobile banking password is used for app/internet banking login.
13. What should I do if my mobile phone number is not linked to my UCO Bank account?
To update your mobile number, go to your nearest UCO Bank office and bring your ATM card and a valid government ID (Aadhaar, PAN, etc). Once registered, you can generate a PIN via SMS, app, or IVR.
14. Is the ATM PIN the same as the smartphone banking password?
No. Your ATM PIN is a four-digit code for cash withdrawals, but the mobile banking password is used for the app/internet banking login.
15. How long does the UCO Bank ATM PIN remain valid?
The PIN does not expire, but it is recommended that you change it every 6-12 months to ensure security.
Other Bank ATM Pin Generations | ||
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LoansJagat Team
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