Axis Bank Credit Card Bill Payment – Online, Offline Methods & Guide

Key Takeaways
 

• Axis Bank offers multiple online payment methods, including mobile app, net banking, and UPI for quick credit card bill payments.
   
• Within minutes you can pay your Axis bank credit card bill from any bank account using NEFT or UPI.
   
• You can easily set up auto-debit and payment reminders for your axis bank credit card bill to avoid late fees and maintain a good credit score.

Paying credit card bills on time is essential for financial stability. Late payments can lead to heavy charges and affect your credit score negatively.

Meet Bhanu, a 26-year-old professional working in Delhi, earning ₹60,000 monthly. He recently got his first Axis Bank credit card with a ₹40,000 limit. He often forgot payment deadlines and paid ₹800 in late fees over three months. Bhanu struggled to manage his ₹12,000 monthly bills until he discovered Axis Bank's online payment methods. Now he pays his bills on time using the mobile app effortlessly.

This blog will guide you through various Axis Bank Credit Card Bill Payment methods. Learn how to pay your bills easily and avoid unnecessary charges completely.

Axis Bank Credit Card Bill Payment - Online Methods

Axis Bank offers multiple online payment methods for your credit card bills. You can pay your Axis bank credit card bill from your Axis Bank account or any other bank’s account conveniently.

Pay from Axis Bank Savings Account

Use these methods if you have an Axis Bank account:
 

• Axis Bank Internet Banking
   
• Axis Bank Mobile Banking
   
• Auto Debit
   

Quick and direct payment for Axis Bank customers.

Pay from other bank savings account

You can pay from any other bank using these options:
 

• Pay via UPI
   
• NEFT/VMT
   
• Pay through the website
   

These are the main online payment methods available for paying your Axis Bank credit card bill.

Axis Bank Credit Card Bill Payment through Website

Axis Bank’s website offers a quick way to pay your credit card dues. Follow these steps to pay your Axis Bank Credit Card Bill Payment:
 

• Visit this website to make the payment.
   
• Enter your registered mobile number with the country code.
   
• Type the captcha code shown on the screen.
   
• Click on the ‘Enter Details’ button to proceed.
   
• Ensure pop-ups are enabled in your browser settings.
   
• Your request will be processed once your number is authenticated.
   
• Follow the on-screen instructions to complete the payment.
   
• Enter the payment amount and card details required.
   
• Confirm the transaction to finish your payment.
   

The website payment option is convenient and accessible anytime. You can pay your dues quickly without any hassle.

Axis Bank Credit Card Bill Payment through Mobile App

Axis Bank's mobile app makes paying your credit card bill simple and quick. You can pay anytime, anywhere, without visiting a branch or standing in queues. Follow these steps to pay your Axis Bank Credit Card Bill:
 

• Download the Axis Mobile Banking App from your app store.
   
• Open the app and log in using your MPIN.
   
• Navigate to the ‘Pay Bills’ section on the home screen.
   
• Add your credit card as a new biller if needed.
   
• Select your credit card from the list of billers.
   
• Enter the amount you wish to pay.
   
• Choose ‘Pay Now’ for immediate payment.
   
• Alternatively, select ‘Pay Later’ to schedule a future payment.
   
• Confirm the payment details you have entered.
   
• Enter your MPIN again to authorise the transaction.
   
• Your payment will be processed successfully.
   

The Axis Mobile Banking App helps you avoid late payment charges. Pay your bills on time and manage your finances easily.

Axis Bank Credit Card Bill Payment through Net Banking

Axis Bank’s net banking service lets you pay your credit card bills easily. You can make payments from your computer without visiting a branch. Follow these steps to pay your Axis Bank Credit Card Bill Payment:
 

• Visit the Axis Bank Net Banking portal.
   
• Log in using your Customer ID and password.
   
• Click on the ‘Credit Cards’ tab from the menu.
   
• Select the card you want to pay for.
   
• Click on the ‘Pay now’ button
   
• Choose ‘Last Billed Due’ to pay the full amount.
   
• Or select ‘Minimum Due’ to pay only the minimum.
   
• Click on ‘Confirm and Pay’ to proceed.
   
• Enter the OTP sent to your registered mobile number.
   
• Submit the page to complete your payment.
   

Payments take three working days through Billdesk or one day through Freecharge. Net banking makes credit card bill payments quick and convenient for you.

Axis Bank Credit Card Bill Payment through UPI

UPI makes paying your credit card bill instant and hassle-free. You can use any UPI app to complete your payment quickly. Follow these steps to pay your Axis Bank Credit Card Bill Payment:
 

• Open any UPI-enabled app like Google Pay or PhonePe.
   
• Select the ‘Pay Credit Card bill’ option from the menu.
   
• Enter your Axis Bank credit card details carefully.
   
• Verify the recipient’s name displayed on the screen.
   
• Input the bill amount you wish to pay.
   
• Complete the transaction by entering your UPI PIN.
   
• Your payment will be processed instantly.
   

Payment clearance takes two working days to reflect in your account. UPI offers a fast and secure way to pay bills.

Axis Bank Credit Card Bill Payment through NEFT (using Internet Banking)

NEFT allows you to pay your credit card bill from any bank account. You can transfer funds online using your internet banking facility easily. Follow these steps to pay your Axis Bank Credit Card Bill Payment:
 

• Log in to your bank’s internet banking portal
   
• Select the National Electronic Funds Transfer (NEFT) option
   
• Enter the beneficiary details as shown in the table below:
  
   

• Enter the bill amount you want to pay
   
• Verify all details before confirming the transaction
   
• Complete the transfer by authorising with your credentials
   

Payment clearance takes one working day through NEFT. NEFT provides a reliable way to pay bills from other banks.

Tips for Hassle-Free Axis Bank Credit Card Bill Payment

The simple tips mentioned in this section ensure smooth and timely credit card bill payments. Make your payment experience easy and stress-free with these helpful suggestions. Follow these tips for easy Axis Bank Credit Card Bill Payment:
 

• Always pay your credit card bill before the due date.
   
• Set up payment reminders on your mobile phone or calendar.
   
• Enable auto-debit to avoid missing any payment deadlines.
   
• Keep your registered mobile number updated with the bank.
   
• Use UPI for instant payments with immediate confirmation.
   
• Schedule payments in advance using the ‘Pay Later’ feature.
   
• Contact customer service immediately if any payment issue occurs.
   

Following these tips will help you maintain a good credit score. Timely payments keep your finances healthy and avoid unnecessary charges.

Conclusion

Axis Bank Credit Card Bill Payment is now easier with multiple online options available. Choose the payment method that suits your convenience best. Pay your bills on time to maintain a healthy credit score. Avoid late payment charges by using these simple and secure methods.

Bonus Tip: Do you know you can easily earn up to 5% cashback on every transaction by using Axis Bank ACE credit card on Google Pay for bill payments. That's right, you will get rewarded for paying bills on time, with a maximum cashback of ₹500 per billing cycle.

FAQs
 

Q1: How long does it take for my payment to reflect in my Axis Bank credit card account? 

UPI and net banking payments reflect within 1-2 working days.

Q2: What is the minimum amount I need to pay on my Axis Bank credit card? 

The minimum payment is typically 5% of your total outstanding balance.

Q3: Can I schedule future payments for my Axis Bank credit card bill? 

Yes, you can use the ‘Pay Later’ feature on the mobile app.

Q4: Will I receive a confirmation after making my credit card bill payment? 

Yes, you will receive an SMS and email confirmation immediately after payment.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.