ICICI Bank Credit Card Bill Payment | How to Pay & Updated Guide

Key Takeaways
 

• Pay your ICICI Bank Credit Card bill before the due date always.
   
• Use automatic payments to avoid missing your bill payment deadline.
   
• Pay your complete bill amount to avoid unnecessary interest charges.
   
• ICICI Bank offers many flexible transaction options like Internet Banking, iMobile app, UPI Scan to Pay, and NEFT/RTGS. 
   
• Payments reflect instantly for most methods, while NEFT may take a few hours. 
   
• Paying the full amount before the due date helps avoid interest and maintain a healthy credit score.
   

Manage your credit card bill payments, It is essential for financial health and good credit. If you timely carry out your ICICI Bank credit card bill payment, you can avoid late fees and interest charges. 

Meet Yash, a working professional in Gurugram who juggles between his 9 to 5 job and weekend parties with his friends. He prefers everything digital so he pays for his ICICI Bank credit bill online. He uses different payment methods depending on his convenience and schedule. 

This blog explains all the easy ways to pay your credit card bill conveniently. You will learn about Internet Banking, mobile apps, UPI, and bank transfers. This guide will help you choose the best payment method for your needs.

ICICI Bank Credit Card Bill Payment - Online Methods

Payment through Internet Banking:

Use ICICI Bank Internet Banking to pay your credit card bill easily.

Log in to your ICICI Bank Internet Banking account and navigate to the ICICI Bank Credit Card Bill Payment section. Enter your credit card number and payment amount, then review and confirm your transaction. Payment processes are instant through your internet banking portal.

Internet Banking offers convenient ICICI Bank Credit Card Bill Payment online anytime.

Payment through the iMobile App:

Download the iMobile app to pay your credit card bill conveniently.

Open the iMobile app and log in with your credentials. Select the ICICI Bank Credit Card Bill Payment option, enter your card details, and the payment amount. Confirm your payment using your security authentication method. Payment completes instantly through the secure application.

The iMobile app makes ICICI Bank Credit Card Bill Payment simple and quick.

Payment through Scan to Pay:

Use the Scan to Pay feature for quick online bill payments securely.

Open any UPI-enabled app and select the Scan to Pay option. Scan the merchant's QR code for ICICI Bank payment, enter your payment amount, and select your account. Confirm with your UPI PIN to complete payment securely.

Scan to Pay provides fast ICICI Bank Credit Card Bill Payment instantly.

ICICI Bank Credit Card Bill Payment through Website

ICICI Bank Credit Card Bill Payment is simple and quick. Enter your mobile number and card details carefully. Click verify to complete your payment transaction securely.

ICICI Bank Credit Card Bill Payment through Mobile App

Download iMobile to pay your ICICI Bank Credit Card Bill easily.

Step 1: Get iMobile from the Google Play Store or Apple App Store.

Step 2: Enter your registered mobile number and verify with OTP.

Step 3: Create a four-digit PIN or use fingerprint/Face ID.

Step 4: Access banking, payments, investments, and ICICI Bank Credit Card Bill Payment.

Use the iMobile app to pay your ICICI Bank Credit Card Bill instantly.

ICICI Bank Credit Card Bill Payment through Net Banking

Pay your ICICI Bank Credit Card bill online easily and securely.

Step 1: Log in to Internet Banking with your User ID.

Step 2: Enter your password to access your account.

Step 3: Click the Login button to proceed further now.

Step 4: You can also use a QR Code to log in.

Now you can pay your ICICI Bank Credit Card bill conveniently.

ICICI Bank Credit Card Bill Payment through UPI

Make secure, QR-based UPI payments for your ICICI Bank credit card bill. The steps are:

Step 1: Open the iMobile app on your mobile device.

Step 2: Tap on 'Scan any QR' on the login page.

Step 3: Scan the merchant's QR code carefully now.

Step 4: Enter the amount and select your debit account.

Step 5: Confirm by entering your UPI PIN securely.

Accepted Locations: Top merchants and online platforms across India accept this.

Pay your ICICI Bank Credit Card Bill Payment instantly today.

ICICI Bank Credit Card Bill Payment through NEFT/RTGS

Payment through NEFT (National Electronic Funds Transfer):

Use NEFT to pay your ICICI Bank Credit Card dues easily.

Step 1: Log in to ICICI Bank Internet Banking or the iMobile app.

Step 2: Add the beneficiary with the account number and IFSC code.

Step 3: Choose NEFT as the mode of transfer now.

Step 4: Enter the amount and authenticate the transaction securely.

Step 5: Funds are credited to the beneficiary within thirty minutes to hours.

NEFT ensures the safe transfer of your credit card bill payment.

Payment through RTGS (Real Time Gross Settlement):

Make a quick ICICI Bank Credit Card Bill Payment using the RTGS system.

Step 1: Log in to Internet Banking or the iMobile app.

Step 2: Add a beneficiary using the account number and IFSC code.

Step 3: Choose RTGS as the transfer mode for payment.

Step 4: Enter the amount and confirm with Grid Card Authentication (GCA).

Step 5: Funds are credited in real time within thirty minutes.

RTGS provides instant settlement for your credit card bill payment.

Tips for Hassle-Free ICICI Bank Credit Card Bill Payment

Follow these simple tips to make your credit card bill payments smooth.

• Always pay your ICICI Bank Credit Card bill before the due date.
• Set up automatic payments through your Internet Banking account for convenience.
• Pay your complete bill amount to avoid interest charges completely.
• Use multiple payment methods like UPI, app, or internet banking.
• Keep all your payment receipts and transaction reference numbers safe.

These tips ensure hassle-free ICICI Bank Credit Card Bill Payment every month.

Conclusion

Carry out your ICICI Bank Credit Card bill payment on time to keep your finances healthy. Multiple payment options make it easy and convenient for everyone. You can choose the method that suits you the best. Make sure you pay for your ICICI Bank credit card bill before the due date. Regular and timely payments improve your credit score significantly. You can also set reminders or use automatic payments to avoid missed deadlines. From now, pay your bills smartly with the help of ICICI Bank credit card bill payment online.

Bonus Tip: You can also carry out ICICI Bank credit card bill payment from any other bank. You can do so using the NEFT facility or other platforms like Click to Pay and Scan to Pay (UPI-based). Ensure the correct card number and IFSC (ICIC0000004) for NEFT transactions i entered.

FAQs

Q1: What is the minimum payment amount I can pay monthly? 

You can pay any amount, but paying the full balance avoids interest charges.

Q2: Can I pay my bill on weekends and public holidays? 

Yes, online payment methods like Internet Banking and apps work twenty-four hours.

Q3: How long does payment take to reflect in my account? 

Internet Banking and UPI payments reflect instantly, while NEFT takes a few hours.

Q4: Is there any charge for paying my credit card bill online? 

No, ICICI Bank does not charge any fee for online bill payments.

Q5: Can people with a lower salary still get an ICICI credit card?

Yes, while some users say ICICI sometimes prefers higher salary applicants for certain cards, many others (including students and self-employed with modest income) report getting Amazon Pay or other ICICI cards approved successfully.

Q6: What was the Reddit experience with canceling ICICI credit cards?

Some users report that when they asked ICICI customer care to cancel their cards, the bank processed the cancellation immediately with no pushback — showing a quick and hassle-free closure from the customer’s side.

Q7: Can I pay my ICICI credit card bill using an HDFC credit card?

No, banks generally don’t allow you to pay one credit card bill directly with another credit card; payments must come from a bank account or via accepted methods like UPI/NEFT, or you can use balance-transfer or cash-advance workarounds, though these aren’t direct card-to-card payments. 

Q8: If my ICICI credit card shows a ₹100 minimum amount due but my current outstanding is ₹0, should I still pay that ₹100 on the due date?

Yes, you should pay at least the minimum amount due by the due date to keep your account in good standing and avoid late payment reporting, even if your current outstanding shows zero.

Q9: If I cancel a Flipkart mobile purchase paid with my ICICI credit card, do I still have to pay the bill before the refund posts?

If the refund hasn't been posted before your billing cycle closes, you’ll likely need to pay the bill as usual and the refund will be adjusted against your balance once it posts (often within 7–14 days).
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.