By continuing, you agree to LoansJagat's Credit Report Terms of Use, Terms and Conditions, Privacy Policy, and authorize contact via Call, SMS, Email, or WhatsApp
The information published on LoansJagat is intended for general informational and educational purposes only and should not be considered financial, legal, or investment advice. Interest rates, loan terms, statistics, and other data may change over time and may vary by lender or source. Please verify the latest information and consult a qualified financial advisor or the respective Bank/NBFC before making any financial decisions.
Subscribe Now
About the author
Anishka Bhadly
Anishka Bhadly, working at Loansjagat, is a content writer with a finance and business background. She has completed her bachelor's degree with a specialisation in finance and is currently pursuing an MBA in the finance field too. The knowledge she has gained from her studies and experience working with EdTech companies helped her combine theoretical knowledge with practical industry insight. Her expertise lies in creating well-researched, informative, and reader-friendly content in various banking, personal finance, loans, insurance, and investment-related topics.
Related Blog Post
Simplify All Your Loans Into One Affordable EMI
Customers Served
Debt Consolidated
1200+ Reviews
Locations in India
Club all Loans & Credit Card Bills into Single EMI
Quick Apply Loan
Consolidate your debts into one easy EMI.
Takes less than 2 minutes. No paperwork.
10 Lakhs+
Trusted Customers
2000 Cr+
Loans Disbursed
4.7/5
Google Reviews
50+
Banks & NBFCs Offers
If you have a Home Credit Ujjwal Card, you may need help with your card or account from time to time. You may want to ask about a payment, card number, EMI, or a complaint. Finding the correct support details is important in such cases. Here, you can find the Ujjwal Card customer care number and other support options.
The Home Credit Ujjwal EMI Card is a financing option available to eligible customers. It can be used to buy products from available online and offline partner stores and pay the amount in EMIs. As per Home Credit, the card can come with a pre-approved credit limit of up to ₹1,00,000. The actual limit depends on your eligibility and the terms that apply.
Your Ujjwal EMI Card is linked to your Home Credit account. You can find the Ujjwal EMI Card Number in your loan summary and application form. The number is also available in the Home Credit mobile app.
The official Home Credit customer care number is 0124-662-8888. You can call this number if you have a question or problem with your Ujjwal EMI Card or account.
The phone support timings are:
Before making the call, keep your Contract Number or Ujjwal EMI Card Number and registered mobile number nearby. You may be asked for these details while checking your account.
You can also contact Home Credit through these official options:
Official Customer Care Email ID – care@homecredit.co.in
Already have an Account? Please provide the Contract No / Ujjwal EMi Card No along with your registered mobile number, and let them know why you’re reaching out. This will help the Support Team quickly locate and find info related to your HomeCredit account.
For issues related to payment/transaction, make sure that you have all relevant payment details handy as well when writing emails. Do not disclose any OTP/PIN/passwords or account-related security credentials over email.
The Home Credit India App can also be used to check your account and get help. The app has a chat option through which customers can contact support.
You can check some of your account details directly in the app. Your Contract Number and Ujjwal EMI Card Number are available there. You can also download your repayment schedule from the Loan Management section.
So, if you need your card or loan details before contacting support, you can check them in the app first.
There are four official ways to register a complaint with Home Credit:
Please write down your Name and Contract Number, and Registered Details of yourself and Details Of Problem While Filling The Online Form For Home Credit Grievance Redressal Process. Also, please check everything before submitting it.
If your problem still has not been resolved or you are not satisfied with our response, please contact Mr. Vishal Sharma (Home Credit Grievance Redressal Officer) at the address given address.
Grievance Redressal Officer: Mr. Vishal Sharma
Phone: 0124-6628713
Email: grievanceofficer@homecredit.co.in
Working hours: Monday to Friday, 9:00 AM to 6:00 PM, excluding holidays.
If the complaint is not resolved within 30 days, you can take it to the RBI Complaint Management System at cms.rbi.org.in.
Home Credit has different timings for different support options. The IVR service is available 24/7. For speaking to an agent, the support is open from 9 AM to 6 PM, except on national holidays.
Customer care can help when you have questions or problems about your Ujjwal EMI Card or account. Some common matters include:
For help with your Home Credit Ujjwal Card, the main customer care number is 0124-662-8888. You can also use email, app, or website chat, and the online form. If your complaint is not resolved, you can contact the Grievance Redressal Officer and later use the RBI CMS portal if needed.
It’s a virtual card that gives you a pre-approved credit limit for buying eligible products at Home Credit partner shops and online partners. You can then pay back in easy monthly EMIs.
*T&C Apply
Yes. There may be foreclosure charges depending on your loan or product terms, so check your sanction letter or call customer care to find out what applies in your case.
The official route is applying at a partner shop. There used to be some options through the app or website, but shops remain the main way to get one.
Home Credit has partnered with Flipkart before for offers. It's best to check their current partner list on the website or app, or just ask at a partner shop, before assuming it'll work there.
Yes, as long as it's within your approved limit and the purchase is made at a Home Credit partner store or online partner.
Best to go to a partner store. Online or app options are limited and shops give instant help.
On some products and schemes yes, but only when the offer says so. Conditions always apply.
No. It is a virtual card with a pre-approved limit. You use it only to buy products from Home Credit partners and pay in EMIs.
You can see it in the Home Credit mobile app, your loan summary, or the application form you received.
