TTMS Net Banking: Login, Registration, Features & Benefits

It happened with Raj from Goa, a small-time businessman with big dreams. For him, money was a huge challenge, and, therefore, support from TTMS Bank came in handy in helping him dream big. So, Raj would grow his business and secure a future for his family through the loan, savings, and net banking services of this bank.

As such, TTMS Bank aspires to assist people like Raj in realizing their short-term and long-term financial goals. The bank is more focused on giving its clients financial education and support, ensuring the members' improvement in social and economic well-being.

Like Raj, millions of people today are now using new payment methods for managing their finances. UPI had a record ₹18.41 lakh crore in January 2024, an almost 1% rise compared with the previous month's ₹18.23 lakh crore. That was also an increase of 42% over the year, further evidence of digital payment growth.

In line with such trends, TTMS Bank stands as a haven for safe and easy digital banking. From loans to savings accounts to UPI, TTMS Bank believes that everyone should lead a better life and reach the pinnacles of financial prosperity.

What is TTMS?

TTMS is short for Tirumalla Tirupati Multistate Co-Operative Credit Society Limited. It works in Maharashtra, Karnataka, and Goa to bring about financial and social upliftment for its members. The bank gives small loans, encourages saving habits, and offers products such as fixed deposits, recurring deposits, monthly income schemes, and many others. 

The bank's registered office is at 402, Indira Bhavan, Khar (West), Mumbai, 400052, India. It has a Fixed Deposit and Ujjwal Bhavishya Yojana.

Services offered by TTMS Bank Net Banking

Here’s the information about the services offered by TTMS Bank Net Banking in a table format:

Benefits of using TTMS Net Banking

These are some of the facilities offered by TTMS Net Banking with Tirumalla Tirupati Multistate Co-Operative Credit Society Limited

• Convenience: Access account everywhere, anytime
• Security: Opening an account with a password and PIN
• Efficiency: Closing of all transactions in the branch without a queue
• Real-time Tracking: Tracks your balance, transactions, and payments
• Online Bill Payment: Utility bill, credit card bill, and loan repayment.
• NEFT, RTGS, IMPS, and UPI: All of the above methods of fund transfers are allowed
• Online Statements: Account statements will also be available online, and no printed statements will be received.
• Alerts & Notifications: Also, alerts and messages about account activities.

How to register in TTMS Net Banking?

1. Visit the official website of TTMS.
2. Click on ‘New Member?’.
3. On the next page, fill in the details (like access number, reference number, mobile number, DOB)’.
4. Create your MPIN and transaction PIN.
5. Click on ‘Get OTP’.
6. Enter the OTP received on your registered mobile number.
7. Enter the security code and click on ‘Send’.
8. You’ve successfully registered into TTMS Net Banking.
   
   

How to log into TTMS Net Banking

1. Visit the official website of TTMS.
2. On the login page, enter your user ID and PIN, and click on ‘Login’.
3. An OTP will come on your registered mobile number.
4. Enter the OTP received on your registered mobile number.
5. Click on ‘Login’.
6. You’ve successfully logged into TTMS Net Banking.

Disclaimer: If you don't remember your USER ID, then call the customer care of TTMS. Or, you can find the message when you register your account in the TTMS. That message will contain your USER ID and password for login.

How to reset the password for TTMS Net Banking?

1. Visit the official website of TTMS.
2. On the login page, click on ‘Forgot PIN’.
3. On the next page, enter your access number and email address, and click on ‘Get OTP’.
4. An OTP will be received on your mobile number.
5. Enter the OTP received on your registered mobile number.
6. Enter your security code.
7. Create your new login password.
   
   

How to transfer funds via TTMS Net Banking?

1. Visit the official website of TTMS.
2. Log into TTMS Net Banking (refer to the login steps above if needed).
3. Select the ‘Fund transfer’ option.
4. Choose the ‘NEFT transfer’ option.
5. Enter the recipient's bank account details, including the account number, name, and the bank's IFSC code
6. Enter the amount you need to transfer.
7. Enter your transaction PIN to complete the process.
   
   

How to add a payee in TTMS Net Banking?

1. Visit the official website of TTMS.
2. Log into TTMS Net Banking (refer to the login steps above if needed).
3. Select the ‘Fund transfer’ option.
4. Select Beneficiary Maintenance.
5. Click Create New Beneficiary.
6. Enter the beneficiary's name, email ID, contact number, and address.
7. Click on the ‘Add Account’ button.
8. Select ‘Transfer to Other Banks’ as the payment type.
9. Enter the beneficiary's account number, transaction limit, and daily limit.
10. Click on the ‘Save Changes’ button.

Limits and Charges on transferring funds via TTMS Net Banking

Here is the information about the limits and charges for transferring funds via TTMS Net Banking in a table format

Keep the following in mind while using net banking

Here are some steps to safely use TTMS net banking.

• Use a good, strong password: Choose a unique, strong password and change it periodically.
  
  
• Do not share your information: Never give away your password, PIN, and personal information, no matter who claims to be from your bank.
  
  
• Use the safe network: Do not use public WI-Fi or shared computers to log in.
  
  
• Use anti-virus software: Install antivirus software on your computer and ensure that it has the best protection from viruses.
  
  
• Update your software: Always update all the software and antivirus installed on your computer.
  
  
• Use multi-factor authentication:  Setup other security layers, such as multi-factor authentication.
  
  
• Log out: Always log out of your account when you finish.
  
  
• Don’t save passwords: Do not save passwords on your computer or store your login details there.
  
  
• Be suspicious of unusual messages: Never act on any funny emails, text messages, or calls, no matter how legitimate they may sound.

How to log into the TTMS Mobile Banking App?

1. Download the ‘TTMS Mobile Banking’ app from the Google Play Store or Apple Play Store.
2. Install the application on your device.
3. Open the app and enter your Username and Password, and click on ‘Login’.
4. You’ve successfully logged into the TTMS Mobile Banking app.

How to reset your password for the TTMS Mobile Banking App?

1. Download the ‘TTMS Mobile Banking’ app from the Google Play Store or Apple Play Store.
2. Install the application on your device.
3. Open the app and ‘Forgot Password’ under Login.
4. Enter the OTP received on your registered mobile number.

Conclusion

TTMS Bank offers services like loans, savings plans, and digital banking features to people such as Raj. Taking into account the increasing usage of digital payments, TTMS Bank also uses secure and easy-to-use net banking and mobile banking services. 

From funds transfers to account management to financial education, TTMS Bank is there to make sure that its members are financially successful and lead healthy lives. Offering convenience and security, TTMS is sure to give a better future for all.

FAQs related to TTMS Net Banking

Q1: How long has Tirumala Bank been in operation? 

The history of Tirumala Bank was that it was established in 1998 under the registration number TA1444. It was first registered as a co-operative society on August 6, 1998, but it was later licensed from RBI with License number

Q2: Is it safe to invest in Tirumala Tirupati Credit Society?

Yes, Tirumala Tirupati Credit Society is quite safe to invest in. CARE Ratings is also a registered entity with the SEBI and recognized as an External Credit Assessment Institution (ECAI) by the Reserve Bank of India. In the Indian capital market, CARE Ratings enjoys a great brand name, so confidence among the investors emerges.

Q3: Can I apply for a checkbook or debit card through TTMS Net Banking?

Yes, you can request a checkbook or ATM/debit card by logging into TTMS Net Banking and choosing the related option under "Request Checkbooks & Debit Cards."